| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $59K | $0 | $59K | 3.86% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $2K | $10K | 7.81% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL STREET BOSTON, MA 02110 | THE DENTAL NETWORK, INC. | $5K | $2K | $7K | 6.45% |
| MERCER HEALTH AND BENEFITS, LLC3 | 1050 CONNECTICUT AVENUE NW SUITE 700 WASHINGTON, DC 20036 | THE DENTAL NETWORK, INC. | $0 | $965 | $965 | 0.95% |
| DEVIN LIZZI3 | 101 SEATON STREET SUMMERVILLE, SC 29486 | AFLAC | $866 | $0 | $866 | 3.00% |
| CRISTY PAYNE3 Filed as: CRISTY LYNN PAYNE | 14770 MCCANN FARM ROAD WOODBINE, MD 21797 | AFLAC | $796 | $0 | $796 | 2.76% |
| MJ INSURANCE3 Filed as: DAVID SCHENKEL JR & VARIOUS AGENTS | 4000 BLACKBURN LANE SUITE 260 BURTONSVILLE, MD 20866 | AFLAC | $623 | $0 | $623 | 2.16% |
| PETE E KHALAF3 | 1523 ENYART WAY, UNIT 202 ANNAPOLIS, MD 21409 | AFLAC | $187 | $0 | $187 | 0.65% |
| DEBORAH R NELSON3 | 35414 GENNAKER LANE SELBYVILLE, DE 19975 | AFLAC | $98 | $0 | $98 | 0.34% |
| SARA MARQUES3 | 536 WILSON ROAD CROWNSVILLE, MD 21032 | AFLAC | $97 | $0 | $97 | 0.34% |
| DANIEL J LONG3 | 6100 CHEVY CHASE DRIVE, SUITE 102 LAUREL, MD 20707 | AFLAC | $84 | $0 | $84 | 0.29% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | VISION SERVICE PLAN | $957 | $0 | $957 | 6.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 338 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 254 | $1.5M |
| Dental | THE DENTAL NETWORK, INC. | 275 | $102K |
| Vision | VISION SERVICE PLAN | 124 | $15K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 342 | $128K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 342 | $128K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 254 | $1.5M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 342 | $156K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.