| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING-BETHESDA | 29840 NETWORK PLACE CHICAGO, IL 606731298 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $106K | $106K | 3.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING-BALTIMORE | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $5K | $18K | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | DELTA DENTAL OF DISTRICT OF COLUMBIA | $6K | — | $6K | 3.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING-BALTIMORE | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | — | $21K | 15.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING-BALTIMORE | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $434 | $6K | 17.12% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | VISION SERVICE PLAN | $1K | — | $1K | 5.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING-BALTIMORE | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIRST UNUM LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - BALTIMORE | 1650 MARKET STREET, SUITE 1000 PHILADELPHIA, PA 19103 | FIRST UNUM LIFE INSURANCE COMPANY | — | $119 | $119 | 1.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 218 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 208 | $3.5M |
| Dental | DELTA DENTAL OF DISTRICT OF COLUMBIA | 315 | $177K |
| Vision | VISION SERVICE PLAN | 123 | $23K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 218 | $359K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 218 | $368K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 218 | $359K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 218 | $535K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 315 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.