| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRION GROUP, INC.3 Filed as: TRION GROUP | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $15K | $45K | 2.05% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $12K | $42K | 1.91% |
| THE LEADERS GROUP INC3 | 26 W DRY CREEK CIR STE 800 LITTLETON, CA 801208038 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 1.45% |
| CETERA ADVISOR NETWORKS LLC3 | 200 N SEPULVEDA BLVD STE 1200 EL SEGUNDO, CA 902455605 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 1.19% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ILLINOIS INC D/B/A ENROLL | 233 S WACKER DR STE 2000 CHICAGO, IL 606066400 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $61 | $61 | 0.02% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 100878852 | RELIASTAR LIFE INSURANCE COMPANY | $199K | — | $199K | 60.00% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 100878852 | RELIASTAR LIFE INSURANCE COMPANY | $5K | — | $5K | 1.56% |
| TRION GROUP, INC.3 Filed as: TRION GROUP | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | GERBER LIFE INSURANCE COMPANY | $38K | $2K | $40K | 15.96% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878852 | ARAG INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| TRION GROUP, INC.3 Filed as: TRION GROUP | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | GERBER LIFE INSURANCE COMPANY | $1K | $234 | $1K | 18.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,601 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 39 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 227 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,867 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(15 contracts, 10 carriers) | BCBS OF ILLINOIS | 718 | $16.7M |
| Vision(6 contracts, 6 carriers) | EYEMED - HIGH NON-UNION | 2,783 | $464K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 13,835 | $2.5M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 13,835 | $2.2M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 13,835 | $2.2M |
| Prescription drug(15 contracts, 10 carriers) | BCBS OF ILLINOIS | 718 | $16.7M |
| Other(4 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 4,500 | $661K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,835 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.