| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 3600 N CAPITAL OF TEXAS HWY SUITE 200B AUSTIN, TX 78746 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $40K | $0 | $40K | 6.09% |
| DS&P INSURANCE SERVICES, INC.3 Filed as: DS&P INSURANCE SERVICES, INC | 1900 E GOLF ROAD STE 650 SCHAUMBURG, IL 60173 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $9K | $0 | $9K | 1.42% |
| DS&P INSURANCE SERVICES, INC.3 | 1900 E GOLF ROAD STE 650 SCHAUMBURG, IL 60173 | SUN LIFE ASSURANCE COMPANY OF CANADA | $30K | $695 | $31K | 8.38% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 3600 N CAPITAL OF TEXAS HWY SUITE 200B AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $30K | $0 | $30K | 8.22% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | P.O. BOX 8299 PASADENA, CA 91109 | VISION SERVICE PLAN | $6K | $0 | $6K | 6.69% |
| DS&P INSURANCE SERVICES, INC.3 Filed as: DS&P INSURANCE SERVICES, INC | 1900 E GOLF ROAD STE 650 SCHAUMBURG, IL 60173 | VISION SERVICE PLAN | $4K | $0 | $4K | 4.13% |
| DS&P INSURANCE SERVICES, INC.3 | 1900 E GOLD ROAD STE 650 SCHAUMBURG, IL 60173 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 6.61% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET FL 6 SAN DIEGO, CA 92101 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $114 | $0 | $114 | 0.31% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 3600 N CAPITAL OF TEXAS HWY SUITE 200B AUSTIN, TX 78746 | GUARDIAN | $1K | $0 | $1K | 8.10% |
| DS&P INSURANCE SERVICES, INC.3 | 1900 E. GOLF ROAD - SUITE 650 SCHAUMBURG, IL 60173 | GUARDIAN | $351 | $0 | $351 | 1.90% |
| DS&P INSURANCE SERVICES, INC.3 | 1900 E. GOLF ROAD STE 650 SCHAUMBURG, IL 60173 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.21% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 3600 N CAPITAL OF TEXAS HWY SUITE 100B AUSTIN, TX 78746 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | $0 | $1K | 6.87% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 3600 N CAPITAL OF TEXAS HWY SUITE 200B AUSTIN, TX 78746 | DELAWARE AMERICAN LIFE INSURANCE OF AMERICA | $175 | $0 | $175 | 5.78% |
| DS&P INSURANCE SERVICES, INC.3 Filed as: DS&P INSURANCE SERVICES, INC | 1900 E GOLF ROAD STE 650 SCHAUMBURG, IL 60173 | DELAWARE AMERICAN LIFE INSURANCE OF AMERICA | $31 | $0 | $31 | 1.02% |
| DS&P INSURANCE SERVICES, INC.3 Filed as: DS&P INSURANCE SERVICES, INC | 1900 E GOLF ROAD STE 650 SCHAUMBURG, IL 60173 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $38 | $0 | $38 | 3.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 834 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 841 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 80 | $657K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 80 | $657K |
| Vision | VISION SERVICE PLAN | 612 | $93K |
| Life insurance(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 832 | $374K |
| Short-term disability | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 185 | $36K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 832 | $370K |
| Other(8 contracts, 7 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,456 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,456 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.