| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DR SUITE 410 BETHESDA, MD 20817 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $52K | $58K | 3.67% |
| STRONGSIDE SOLUTIONS LLC3 Filed as: STRONGSIDE SOLUTIONS | 12850 HWY 9 N SUITE 600-111 ALPHARETTA, GA 30004 | METROPOLITAN LIFE INSURANCE COMPANY | $57K | $0 | $57K | 3.62% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $6K | $15K | 0.93% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TX HWY BLDG 2 SUITE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 0.19% |
| STRONGSIDE SOLUTIONS LLC3 Filed as: STRONGSIDE SOLUTIONS | 12850 HWY 9 N SUITE 600-111 ALPHARETTA, GA 30004 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $0 | $15K | 14.53% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DR SUITE 410 BETHESDA, MD 20817 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $2K | $3K | 2.78% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $145 | $3K | 2.39% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TX HWY BLDG 2 SUITE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $498 | $0 | $498 | 0.47% |
| STRONGSIDE SOLUTIONS LLC3 Filed as: STRONGSIDE SOLUTIONS | 12850 HWY 9 N SUITE 600-111 ALPHARETTA, GA 30004 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $0 | $14K | 14.43% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DR SUITE 410 BETHESDA, MD 20817 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $1K | $3K | 2.90% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $113 | $2K | 2.54% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TX HWY BLDG 2 SUITE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $471 | $0 | $471 | 0.49% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES INC EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $934K |
| STRONGSIDE SOLUTIONS LLC EIN 37-1718054 BROKER | Other commissions Service code 55 | — | $107K |
| WTS CONSULTING INC EIN 27-1225758 BROKER | Other commissions Service code 55 | — | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,843 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,843 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,530 | $1.6M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,585 | $85K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,530 | $1.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,530 | $1.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,530 | $1.6M |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,530 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,530 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.