| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCHOENFELD INSURANCE ASSOCIATES INC3 | 6225 SMITH AVENUE SUITE B200 BALTIMORE, MD 21209 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | — | $18K | 9.22% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $3K | $84 | $3K | 8.96% |
| MATTHEW W EVANS3 | 1344 ASHTON RD SUITE 200 HANOVER, MD 21076 | AFLAC | $1K | $17 | $1K | 3.78% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $669 | $17 | $686 | 1.90% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $280 | — | $280 | 0.78% |
| PETER CHRISTIANSON3 | 1204 LONDON COURT WARRINGTON, PA 18976 | AFLAC | $229 | — | $229 | 0.63% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $107 | — | $107 | 0.30% |
| CARLOS A ALMEIDA3 | 419 HARRINGTON ROAD BEL AIR, MD 21015 | AFLAC | $64 | — | $64 | 0.18% |
| DALE ARTHUR LOVELLE3 Filed as: DALE LOVELLE | 1427 RISING SUN AVE LANGHORNE, PA 19047 | AFLAC | $52 | — | $52 | 0.14% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL | 1 NESHAMINY INTERPLEX DR STE 201 TREVOSE, PA 19053 | AFLAC | $34 | — | $34 | 0.09% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $14 | — | $14 | 0.04% |
| ROSA ORTIZ3 | 4211 RANDY CT MAYS LANDING, NJ 08330 | AFLAC | $12 | — | $12 | 0.03% |
| DAVID RUBENSTEIN3 | 10 DOWNING CIRCLE DOWNINGTOWN, PA 19335 | AFLAC | $10 | — | $10 | 0.03% |
| MICHAEL BUTTERFIELD3 Filed as: MICHAEL BUTTERFEILD | 3120 FIRE RD STE B102 EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $9 | — | $9 | 0.02% |
| EDIANA MARTINEZ3 | 927 N MAIN STREET STE A6 PLEASANTVILLE, NJ 08232 | AFLAC | $8 | — | $8 | 0.02% |
| MICHAEL P NORRIS3 | 200 DALLAM ROAD NEWARK, DE 19711 | AFLAC | $7 | — | $7 | 0.02% |
| SMC LLC3 | 829 E BATLIMORE STREET BALTIMORE, MD 21202 | AFLAC | $5 | — | $5 | 0.01% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $4 | — | $4 | 0.01% |
| MAIN LINE BENEFIT SOLUTIONS LLC3 | 5 GREAT VALLEY PKWY STE 100 MALVERN, PA 19355 | AFLAC | $3 | — | $3 | 0.01% |
| TOMMY L JOHNSON JR3 | 11620 WILSHIRE BLVD STE 210 RANDALLSTOWN, MD 21133 | AFLAC | $2 | — | $2 | 0.01% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL & ASSOC INC | ONE NESHAMINY INTERPLEX SUITE 201 TREVOSE, PA 19053 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID WAGENHEIM3 | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $1 | — | $1 | 0.00% |
| FRANCES SHAFFER3 | 14025 TOWER RD SMITHBURG, MD 21783 | AFLAC | $1 | — | $1 | 0.00% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $1 | — | $1 | 0.00% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE APT 713 BETHESDA, MD 20814 | AFLAC | $1 | — | $1 | 0.00% |
| MELISSA ARMATIS3 Filed as: MELISSA RHODES | 306 ROLLINGWOOD DR NEWPORT, NC 28570 | AFLAC | $2K | $70 | $2K | 6.06% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $1K | $55 | $2K | 4.71% |
| JEANETTE ANDREWS3 | 406 BOOTH LANE NEW BERN, NC 28560 | AFLAC | $684 | — | $684 | 2.12% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $565 | $11 | $576 | 1.78% |
| CATHERINE L LEE3 | 700 S HARBOUR ISLAND BLVD TAMPA, FL 33637 | AFLAC | $367 | $27 | $394 | 1.22% |
| VIDA K ROLLINS3 | 3701 EXCALIBUR WAY APT 105 WILMINGTON, NC 28403 | AFLAC | $347 | $27 | $374 | 1.16% |
| CAROLINE D MORNINGSTAR3 Filed as: CAROLINE MORNINGSTAR | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $257 | $11 | $268 | 0.83% |
| JENNIFER V QUINTERO3 | 12 CASTLEWOOD DRIVE CLAYTON, NC 27520 | AFLAC | $185 | $31 | $216 | 0.67% |
| SARAH E FAGAN3 Filed as: SARAH FAGAN | 2112 HORSE SHOE BND NEW BERN, NC 28562 | AFLAC | $124 | — | $124 | 0.38% |
| TINA DAVIDSON3 | 503 TOMAHAWK DRIVE CLAYTON, NC 27520 | AFLAC | $96 | $9 | $105 | 0.32% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $91 | — | $91 | 0.28% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $77 | — | $77 | 0.24% |
| KRISTIN ISAACS3 | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC | $75 | — | $75 | 0.23% |
| WILLIAM L BAKER IV3 | 2310 S MIAMI BLVD SUITE 239 DURHAM, NC 27703 | AFLAC | $71 | — | $71 | 0.22% |
| LARRY A WESTON JR3 | 321 WINDSOR ROAD GREENVILLE, NC 27858 | AFLAC | $67 | — | $67 | 0.21% |
| CARLOS A ALMEIDA3 | 419 HARRINGTON ROAD BEL AIR, MD 21015 | AFLAC | $48 | — | $48 | 0.15% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $9 | $1 | $10 | 0.03% |
| STEPHEN SMITH3 | 6207 BIRKDALE VALLEY DR APT 427 CHARLOTTE, NC 28277 | AFLAC | $3 | $3 | $6 | 0.02% |
| LAUREN E SKINNER3 Filed as: LAUREN SKINNER | 1024 MOCKINGBIRD DR RALEIGH, NC 28277 | AFLAC | $3 | $1 | $4 | 0.01% |
| JILL DENTON3 | 3500 WESTGATE DR SUITE 602 DURHAM, NC 27707 | AFLAC | $2 | — | $2 | 0.01% |
| GORDON VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | AFLAC | $2 | — | $2 | 0.01% |
| DAVID WAGENHEIM3 | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $1 | — | $1 | 0.00% |
| JANE W BARNHILL3 Filed as: JANE BARNHILL | 6636 NC HIGHWAY 43 S GREENVILLE, NC 27858 | AFLAC | $1 | — | $1 | 0.00% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $1 | — | $1 | 0.00% |
| LARA K GRANDE3 Filed as: LARA GRANDE | 1022 WESTHAVEN BLVD FRANKLIN, TN 37064 | AFLAC | $1 | — | $1 | 0.00% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $1K | $23 | $1K | 4.26% |
| DAWN MASCHAS3 | 11 RACEBROOK DR BETHEL, CT 06801 | AFLAC | $695 | — | $695 | 2.42% |
| ELIZABETH MCGOVERN3 Filed as: ELIZABETH A MCGOVERN | 900 LAKESIDE DRIVE BRIDGEPORT, CT 06606 | AFLAC | $645 | — | $645 | 2.25% |
| EDWARD MCCABE3 Filed as: EDWARD O MCCABE | 70 COVE ROAD STONINGTON, CT 06378 | AFLAC | $448 | $54 | $502 | 1.75% |
| KEVIN J RYAN3 Filed as: KEVIN RYAN | 5 NATHAN PRATT DR UNIT 303 CONCORD, MA 01742 | AFLAC | $228 | — | $228 | 0.80% |
| GINA E VATELL3 | 1453 ABBERBURY DR CONWAY, SC 29527 | AFLAC | $213 | — | $213 | 0.74% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $202 | $4 | $206 | 0.72% |
| JUSTIN GRIFFEY3 | 535 CONNECTICUT AVE SUITE 103 NORWALK, CT 06854 | AFLAC | $193 | — | $193 | 0.67% |
| MICHAEL REYES3 Filed as: MICHAEL ROBERTS | 535 CONNECTICUT AVE SUITE 103 NORWALK, CT 06854 | AFLAC | $172 | — | $172 | 0.60% |
| PAUL M WALSH3 | 44 HUNTERS RIDGE ROAD SHELTON, CT 06484 | AFLAC | $161 | — | $161 | 0.56% |
| ROBERT A FELICIANO3 | 3 ARBOR COURT PAWCATUCK, CT 06379 | AFLAC | $124 | $10 | $134 | 0.47% |
| ELLEN TURTON3 | 64 HARBOR AVE FL 2 BRIDGEPORT, CT 06605 | AFLAC | $129 | — | $129 | 0.45% |
| NATALIE D RYAN3 Filed as: NATALIE RYAN | 5 MASON PRATT DR UNIT 303 CONCORD, MA 01742 | AFLAC | $117 | — | $117 | 0.41% |
| MICHAEL USIAK3 | 85 RIVER EDGE FARMS RD MADISON, CT 06444 | AFLAC | $86 | $10 | $96 | 0.33% |
| BRIAN FAIN3 | 54 THIMBLE FARM ROAD BRANFORD, CT 06405 | AFLAC | $91 | — | $91 | 0.32% |
| MICHAEL HOWARD3 | PO BOX 1728 GROTON, CT 06340 | AFLAC | $72 | — | $72 | 0.25% |
| JOHN M MAURO3 | 23 GLEN SPRING DRIVE TRUMBULL, CT 06611 | AFLAC | $66 | — | $66 | 0.23% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTSVILLE, MD 21104 | AFLAC | $59 | $4 | $63 | 0.22% |
| WILLIAM H KIRK3 | 110 JEFFERSON BLVD WARWICK, RI 02888 | AFLAC | $38 | — | $38 | 0.13% |
| MICHAEL T REYES3 | 185 PLAINS ROAD SUITE 200E MILFORD, CT 06461 | AFLAC | $35 | — | $35 | 0.12% |
| JOSE A SCHIENEMAN3 | 1020 N DELAWARE AVENUE 4TH FLOOR PHILADELPHIA, PA 19125 | AFLAC | $33 | — | $33 | 0.12% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $30 | — | $30 | 0.10% |
| MATTHEW G BERGER3 Filed as: MATTHEW BERGER | 22 SUNNYRIDGE RD WAYNE, NJ 07470 | AFLAC | $26 | — | $26 | 0.09% |
| MARIA USIAK3 Filed as: MARIA L USIAK | 85 RIVER EDGE FARMS RD MADISON, CT 06443 | AFLAC | $25 | — | $25 | 0.09% |
| TRECIA J BRADY3 | 71 NUTMEG COURT MIDDLETOWN, CT 06457 | AFLAC | $24 | — | $24 | 0.08% |
| JOHN K SCHULE3 Filed as: JOHN SCHULE | 102 BLACKWOOD LN STAMFORD, CT 06903 | AFLAC | $5 | $1 | $6 | 0.02% |
| JOSEPH SINAPI3 | 16 SWAN COURT CRANSTON, RI 02921 | AFLAC | $5 | — | $5 | 0.02% |
| CHRISTOPHER S AUSTERMANN3 Filed as: CHRISTOPHER AUSTERMANN | 100 MILL PLAIN RD STE 322 DANBURY, CT 06811 | AFLAC | $4 | — | $4 | 0.01% |
| JEREMY A FELDMAN3 Filed as: JEREMY FLEDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $2 | — | $2 | 0.01% |
| RAMIN BAHAR3 | 29 APRIL LN NANUET, NY 10954 | AFLAC | $1 | — | $1 | 0.00% |
| TAMMY E JONES3 Filed as: TAMMY JONES | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $3K | $33 | $3K | 21.61% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $699 | $6 | $705 | 4.67% |
| DREW SKIBITSKY3 | 1000 FELL STREET APT 627 BALTIMORE, MD 21231 | AFLAC | $585 | — | $585 | 3.88% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $150 | $6 | $156 | 1.03% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $27 | — | $27 | 0.18% |
| CONSTANTINE HADJIS3 | 8721 LACKAWANNA AVENUE PARKVILLE, MD 21234 | AFLAC | $18 | — | $18 | 0.12% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $3 | — | $3 | 0.02% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $1 | — | $1 | 0.01% |
| GLORIA M TORTORELLO3 | 49 GARDEN STREET NEWARK, NJ 07105 | AFLAC | $233 | — | $233 | 9.11% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $102 | — | $102 | 3.99% |
| CHRISTOPHER J BURRIS3 | 26 MAIN STREET SUITE 100 TOMS RIVER, NJ 08753 | AFLAC | $64 | — | $64 | 2.50% |
| MICHAEL BUTTERFIELD3 | 3120 FIRE RD SUITE B102 EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $38 | — | $38 | 1.49% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $27 | — | $27 | 1.06% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $20 | — | $20 | 0.78% |
| RUSSELL E BURT3 | 51 HILLTOP AVENUE BLACKWOOD, NJ 08012 | AFLAC | $15 | — | $15 | 0.59% |
| KEVIN R MCINERNEY3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $7 | — | $7 | 0.27% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $6 | — | $6 | 0.23% |
| ALBERT SHUST3 | 200 CENTENNIAL AVENUE SUITE 105 PISCATAWAY, NJ 08854 | AFLAC | $5 | — | $5 | 0.20% |
| CONSTANTINE HADJIS3 | 8721 LACKAWANNA AVE PARKVILLE, MD 21234 | AFLAC | $5 | — | $5 | 0.20% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $2 | — | $2 | 0.08% |
| TAMMY E JONES3 Filed as: TAMMY JONES | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $134 | — | $134 | 5.43% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $87 | — | $87 | 3.52% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $43 | — | $43 | 1.74% |
| CARLOS A ALMEIDA3 | 419 HARRINGTON ROAD BEL AIR, MD 21015 | AFLAC | $22 | — | $22 | 0.89% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $15 | — | $15 | 0.61% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $1 | — | $1 | 0.04% |
| TAMMY E JONES3 Filed as: TAMMY JONES | 722 CYPRIAN CT GAMBRILLS, MD 21054 | AFLAC | $558 | — | $558 | 38.43% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $140 | — | $140 | 9.64% |
| MATTHEW W EVANS3 Filed as: MATTHEW EVANS | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $88 | — | $88 | 6.06% |
| EDWARD MCCABE3 Filed as: EDWARD Q MCCABE | 70 COVE ROAD STONINGTON, CT 06378 | AFLAC | $17 | — | $17 | 2.64% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $12 | — | $12 | 1.87% |
| MICHAEL HOWARD3 | PO BOX 1728 GROTON, CT 06340 | AFLAC | $10 | — | $10 | 1.56% |
| ROBERT A FELICIANO3 | 3 ARBOR COURT PAWCATUCK, CT 06379 | AFLAC | $8 | — | $8 | 1.24% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $6 | — | $6 | 0.93% |
| MICHAEL USIAK3 | 85 RIVER EDGE FARMS RD MADISON, CT 06443 | AFLAC | $5 | — | $5 | 0.78% |
| MICHAEL T REYES3 | 185 PLAINS ROAD SUITE 200E MILFORD, CT 06461 | AFLAC | $3 | — | $3 | 0.47% |
| CAROLINE D MORNINGSTAR3 Filed as: CAROLINE D MORINGSTAR | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $3 | — | $3 | 0.47% |
| MARIA USIAK3 Filed as: MARIA L USIAK | 85 RIVER EDGE FARMS RD MADISON, CT 06443 | AFLAC | $3 | — | $3 | 0.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 547 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 551 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts) | AFLAC | 35 | $119K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 547 | $197K |
| Short-term disability(8 contracts) | AFLAC | 35 | $119K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 547 | $197K |
| Other(9 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 547 | $316K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 547 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.