| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENTERTAINMENT AND SPORTS INSURANCE3 | TWO PACES WEST STE 1500 2727 PACES FERRY RD ATLANTA, GA 30339 | UNUM LIFE INSURANCE CO. OF AMERICA | $41K | — | $41K | 8.15% |
| WELLS FARGO INSURANCE SERVICES3 | USA, INC. 150 N MICHIGAN AVE, SUITE 3900 CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN INC. | $15K | — | $15K | 3.97% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP, INC. | 4348 SOUTHPOINT BLVD., SUITE 400 JACKSONVILLE, FL 32216 | SUN LIFE ASSURANCE CO. OF CANADA | $28K | — | $28K | 13.19% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 30339 | SUN LIFE ASSURANCE CO. OF CANADA | $6K | — | $6K | 2.81% |
| WELLS FARGO INSURANCE SERVICES3 | USA, INC. 3475 PIEDMONT ROAD SUITE 800 ATLANTA, GA 30305 | HUMANA INSURANCE COMPANY | $15K | — | $15K | 10.62% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS INC | 11457 OLDE CABIN RD STE 320 SAINT LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $799 | $2K | $2K | 1.75% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP, INC. | 4348 SOUTHPOINT BLVD, SUITE 400 JACKSONVILLE, FL 32216 | METROPOLITAN LIFE INSURANCE COMPANY | $813 | $351 | $1K | 0.86% |
| WELLS FARGO INSURANCE SERVICES3 | USA, INC. 3475 PIEDMONT RD., SUITE 800 ATLANTA, GA 30305 | ACE AMERICAN INSURANCE COMPANY | $16K | — | $16K | 13.00% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE IN | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 8.67% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE IN | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 5.90% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP, INC. | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $3K | $8K | 8.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO SERVICES USA INC | 3475 PIEDMONT RD, SUITE 800 ATLANTA, GA 30305 | CONTINENTAL AMERICAN INSURANCE COMP | $8K | — | $8K | 7.98% |
| MICHAEL WELLING3 Filed as: MICHAEL K WELLING | PO BOX 8419 PELHAM, NY 10803 | CONTINENTAL AMERICAN INSURANCE COMP | $5K | — | $5K | 5.58% |
| JOHN P KOWN II3 | 1275 SHILOH RD STE 2260 KENNESAW, GA 30144 | CONTINENTAL AMERICAN INSURANCE COMP | $5K | — | $5K | 4.92% |
| KAREN H SMITH3 | 1550 FALLEN LEAF DR MARIETTA, GA 30064 | CONTINENTAL AMERICAN INSURANCE COMP | $1K | — | $1K | 1.09% |
| FRAN C HARGARTEN III3 | 1140 MOSSY ROCK ROAD NW KENNESAW, GA 30152 | CONTINENTAL AMERICAN INSURANCE COMP | $279 | — | $279 | 0.29% |
| RAYMOND J KOBER3 | 14-107 20TH AVE, SUITE 507 WHITESTONE, NY 11357 | CONTINENTAL AMERICAN INSURANCE COMP | $149 | — | $149 | 0.16% |
| JONATHAN A FERGUSON3 | 14301 N 87TH ST, STE 319 SCOTTSDALE, AZ 85260 | CONTINENTAL AMERICAN INSURANCE COMP | $126 | — | $126 | 0.13% |
| JASON D HARTMAN3 | 5 GIBSON HILL RD CHESTER, NY 10918 | CONTINENTAL AMERICAN INSURANCE COMP | $53 | — | $53 | 0.06% |
| JOSEPH FOXLEY3 Filed as: JOSEPH P FOXLEY | 2 SUMMIT COURT, SUITE 204A FISHKILL, NY 12524 | CONTINENTAL AMERICAN INSURANCE COMP | $53 | — | $53 | 0.06% |
| RONALD S SANDERS3 | 1194 E LAKEVIEW DRIVE SAN TAN VALLEY, AZ 85143 | CONTINENTAL AMERICAN INSURANCE COMP | $49 | — | $49 | 0.05% |
| KEVIN R MCINERNEY3 Filed as: KEVIN MCINERNEY | 580 WHITE PLAINS ROAD, SUITE 600 TARRYTOWN, NY 10591 | CONTINENTAL AMERICAN INSURANCE COMP | $42 | — | $42 | 0.04% |
| KEVIN MCCARTHY3 Filed as: KEVIN T MCCARTHY | 197 LANG DRIVE NORTH KINGSTOWN, RI 02852 | CONTINENTAL AMERICAN INSURANCE COMP | $24 | — | $24 | 0.03% |
| SCOTT WEBB3 | 2355 W PINNACLE PEAK RD, STE 380 PHOENIX, AZ 85027 | CONTINENTAL AMERICAN INSURANCE COMP | $14 | — | $14 | 0.01% |
| TOMAS E FLORES3 | 5711 JEFFERSON ST, APT 308 WEST NEW YORK, NJ 07093 | CONTINENTAL AMERICAN INSURANCE COMP | $14 | — | $14 | 0.01% |
| JUSTIN M REYNOLDS3 | 5577 BROADCAST CT SARASOTA, FL 34240 | CONTINENTAL AMERICAN INSURANCE COMP | $9 | — | $9 | 0.01% |
| CHARLES S MADISON3 | 3303 COBB PKWY NW STE 324-354 ACWORTH, GA 30101 | CONTINENTAL AMERICAN INSURANCE COMP | $4 | — | $4 | 0.00% |
| TARRAH SMITHSON3 | 2000 BROOKE FOREST CT ALPHARETTA, GA 30022 | CONTINENTAL AMERICAN INSURANCE COMP | $4 | — | $4 | 0.00% |
| RYAN E MCPHAIL3 | 206 ARBOR CT CANTON, GA 30114 | CONTINENTAL AMERICAN INSURANCE COMP | $4 | — | $4 | 0.00% |
| DUSTIN ROBERT JOHNSON3 Filed as: DUSTIN R JOHNSON | 50 HURT PLAZA SE, SUITE 995 ATLANTA, GA 30306 | CONTINENTAL AMERICAN INSURANCE COMP | $4 | — | $4 | 0.00% |
| RICHARD MICHAEL TIDWELL3 Filed as: RICHARD M TIDWELL | PO BOX 1801 CUMMING, GA 30028 | CONTINENTAL AMERICAN INSURANCE COMP | $4 | — | $4 | 0.00% |
| STEVEN VORDERLANDWEHR3 | 2219 MCCAHILL CT BUFORD, GA 30519 | CONTINENTAL AMERICAN INSURANCE COMP | $2 | — | $2 | 0.00% |
| JEFFERY S GIBSON3 | 9292 E TOPEKA DRIVE SCOTTSDALE, AZ 85255 | CONTINENTAL AMERICAN INSURANCE COMP | $1 | — | $1 | 0.00% |
| MICHAEL G GLADNICK3 | 2355 WEST PINNACLE PEAK ROAD, STE 380 PHOENIX, AZ 85207 | CONTINENTAL AMERICAN INSURANCE COMP | $1 | — | $1 | 0.00% |
| NATALIE MALHAM3 Filed as: NATALIE D CLAWSON | 3850 E. BASELINE ROAD, STE 116 MESA, AZ 85206 | CONTINENTAL AMERICAN INSURANCE COMP | $1 | — | $1 | 0.00% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE IN | SUITE 1950 200 GALLERIA PARKWAY ATLANTA, GA 30339 | AMERICAN GENERAL LIFE INSURANCE CO | $3K | $0 | $3K | 7.70% |
| BURKETT & ASSOCIATES INS3 Filed as: BURKETT AND ASSOCIATES | 12627 SAN JOSE BLVD, SUITE 804 JACKSONVILLE, FL 32223 | AMERICAN GENERAL LIFE INSURANCE CO | $2K | — | $2K | 5.00% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP | 4348 SOUTHPOINT BLVD., SUITE 400 JACKSONVILLE, FL 32216 | AMERICAN GENERAL LIFE INSURANCE CO | $482 | — | $482 | 1.23% |
| JOHN P KOWN II3 | 1275 SHILOH RD NW STE 2260 KENNESAW, GA 30144 | AFLAC INSURANCE COMPANY | $155 | — | $155 | 2.49% |
| MICHAEL WELLING3 Filed as: MICHAEL WELLING C/O MERIDIAN | RISK MANAGEMENT PO BOX 8419 PELHAM, NY 10803 | AFLAC INSURANCE COMPANY | $138 | — | $138 | 2.22% |
| LILLIAN TOMPKINS3 | 52 SUSAN DR NEWBURGH, NY 12550 | AFLAC INSURANCE COMPANY | $59 | — | $59 | 0.95% |
| FRAN C HARGARTEN III3 | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC INSURANCE COMPANY | $58 | — | $58 | 0.93% |
| STEPHANIE K NUCKOLLS3 | 284 KESWICK DRIVE CHATSWORTH, GA 30705 | AFLAC INSURANCE COMPANY | $29 | — | $29 | 0.47% |
| RAYMOND J KOBER3 | 14-107 20TH AVE, SUITE 507 WHITESTONE, NY 11357 | AFLAC INSURANCE COMPANY | $28 | — | $28 | 0.45% |
| METZGER ASSOCIATES INC3 | 16295 CLARITY ROAD ALPHARETTA, GA 30004 | AFLAC INSURANCE COMPANY | $25 | — | $25 | 0.40% |
| KEVIN R MCINERNEY3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC INSURANCE COMPANY | $20 | — | $20 | 0.32% |
| JUSTIN M REYNOLDS3 | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC INSURANCE COMPANY | $19 | — | $19 | 0.31% |
| KAREN H SMITH3 | 1550 FALLEN LEAF DR SW MARIETTA, GA 30064 | AFLAC INSURANCE COMPANY | $8 | — | $8 | 0.13% |
| BRUCE G HILLYER3 | 8 HARVARD DRIVE CARMEL, NY 10512 | AFLAC INSURANCE COMPANY | $7 | — | $7 | 0.11% |
| RICK G CANTRELL3 | 304 WI PARKWAY STE 105 DALLAS, GA 30132 | AFLAC INSURANCE COMPANY | $7 | — | $7 | 0.11% |
| RONALD S SANDERS3 | 1194 E LAKEVIEW DRT SAN TAN VALLEY, AZ 85143 | AFLAC INSURANCE COMPANY | $5 | — | $5 | 0.08% |
| SCOTT L EELLS3 | 13313 N OREGON AVE TAMPA, FL 33612 | AFLAC INSURANCE COMPANY | $4 | — | $4 | 0.06% |
| KIMBERLY SUPPA3 | 97 NIMBLEWOOD TRAIL ACWORTH, GA 30101 | AFLAC INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| DAVID ABOULAFIA3 | 235 ALBERTO STREET ST AUGUSTINE, FL 32080 | AFLAC INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| INDIRA FABIAN3 | 9 WILCOX ROAD NEW BRUNSWICK, NJ 08901 | AFLAC INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| MICHAEL P SPEISMAN3 | 5 WEST STREET NATICK, MA 01760 | AFLAC INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| STEPHEN MCCAULEY3 Filed as: STEPHEN T MCCAULEY | 2791 SADDLEBROOK WAY NW MARIETTA, GA 30064 | AFLAC INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| STEVEN R KARAS3 | 29 CRAFTS STREET STE 550 NEWTON, MA 02458 | AFLAC INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| THOMAS JAMES OLLER3 | 2010 COPPER CREEK DR UNIT C FLEMING ISLAND, FL 32003 | AFLAC INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| HENRY G HIGGISON3 | 1832 MEREDITH DR NW ATLANTA, GA 30318 | AFLAC INSURANCE COMPANY | — | — | $0 | 0.00% |
| DANIEL P CLARK3 | 33 LANDAU ROAD PLAINVILLE, MA 02762 | AFLAC INSURANCE COMPANY | — | — | $0 | 0.00% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC INSURANCE COMPANY | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,568 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 44 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,636 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HUMANA INSURANCE COMPANY | 1,004 | $142K |
| Life insurance(5 contracts, 4 carriers) | SUN LIFE ASSURANCE CO. OF CANADA | 1,922 | $601K |
| Short-term disability(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMP | 514 | $101K |
| Long-term disability(3 contracts, 3 carriers) | UNUM LIFE INSURANCE CO. OF AMERICA | 1,476 | $608K |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,922 | $361K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,922 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.