| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC. | 18230 RIVER OAKS DR JUPITER, FL 33458 | BLUE CROSS BLUE SHIELD OF FLORIDA | $54K | — | $54K | 5.00% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC. | 18230 RIVER OAKS DR JUPITER, FL 33458 | HEALTH OPTIONS, INC | $20K | — | $20K | 5.00% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC | 18230 RIVER OAKS DR JUPITER, FL 34458 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | $3K | $19K | 23.30% |
| SBP, LLC5 | 13 WHITE FIELD CT AMBLER, PA 19002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.17% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC | 18230 RIVER OAKS DR JUPITER, FL 33458 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $1K | $14K | 21.91% |
| SBP, LLC5 | 13 WHITE FIELD CT AMBLER, PA 19002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.78% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC | 18230 RIVER OAKS DR JUPITER, FL 33458 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $1K | $14K | 22.19% |
| SBP, LLC5 | 13 WHITE FIELD CT AMBLER, PA 19002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.80% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC. | 18230 RIVER OAKS DR JUPITER, FL 33458 | FLORIDA COMBINED LIFE | $4K | — | $4K | 9.05% |
| FLORIDA BLUE3 | 4800 DEERWOOD CAMPUS PKWY # DC2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $341 | — | $341 | 0.78% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC. | 18230 RIVER OAKS DR JUPITER, FL 33458 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $570 | $6K | 22.00% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC. | 18230 RIVER OAKS DR JUPITER, FL 33458 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $538 | $6K | 22.06% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC | 18230 RIVER OAKS DR JUPITER, FL 33458 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $538 | $6K | 22.06% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC | 18230 RIVER OAKS DR JUPITER, FL 33458 | BLUECROSS BLUESHIELD OF FLORIDA, INC. | $2K | — | $2K | 9.68% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS, INC | 18230 RIVER OAKS DR JUPITER, FL 33458 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $276 | $4K | 21.70% |
| GROUP INSURANCE SOLUTIONS, INC.3 | 182 RIVER OAKS DRIVE JUPITER, FL 33458 | FLORIDA COMBINED LIFE | $828 | — | $828 | 8.21% |
| FLORIDA BLUE3 | 4800 DEERWOOD CAMPUS PKWY DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $30 | — | $30 | 0.30% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS INC | 18230 RIVER OAKS DR JUPITER, FL 33458 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $139 | $1K | 16.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 338 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 88 | $1.5M |
| Dental(2 contracts) | FLORIDA COMBINED LIFE | 77 | $54K |
| Vision | BLUECROSS BLUESHIELD OF FLORIDA, INC. | 96 | $18K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 129 | $90K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 170 | $129K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 139 | $83K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 88 | $1.5M |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 338 | $105K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 338 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.