| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 1800 CHAPEL AVENUE W SUITE 160 CHERRY HILL, NJ 08002 | HORIZON HEALTHCARE SERVICES, INC. | $158K | — | $158K | 4.61% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | HORIZON HEALTHCARE SERVICES, INC. | $53K | — | $53K | 3.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 1800 CHAPEL AVENUE W SUITE 160 CHERRY HILL, NJ 08002 | HORIZON HEALTHCARE SERVICES, INC. | $26K | — | $26K | 1.53% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 1800 CHAPEL AVENUE W SUITE 160 CHERRY HILL, NJ 08002 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $758 | $6K | 8.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 2.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 1800 CHAPEL AVENUE W SUITE 160 CHERRY HILL, NJ 08002 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $580 | $4K | 8.30% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 2.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 1800 CHAPEL AVENUE W SUITE 160 CHERRY HILL, NJ 08002 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $213 | $2K | 8.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $544 | — | $544 | 2.77% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 1800 CHAPEL AVENUE W SUITE 160 CHERRY HILL, NJ 08002 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $588 | $89 | $677 | 8.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $225 | — | $225 | 2.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 416 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 420 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HORIZON HEALTHCARE SERVICES, INC. | 418 | $5.1M |
| Dental(2 contracts) | HORIZON HEALTHCARE SERVICES, INC. | 418 | $5.1M |
| Vision(2 contracts) | HORIZON HEALTHCARE SERVICES, INC. | 418 | $5.1M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 416 | $69K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 416 | $20K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 416 | $54K |
| Prescription drug(2 contracts) | HORIZON HEALTHCARE SERVICES, INC. | 418 | $5.1M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 416 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 418 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.