See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 11 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAREFIRST EIN 53-0078070 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $9.6M |
| EXPRESS SCRIPTS EIN 22-3461740 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $4.9M |
| MERCER CONSULTING EIN 13-2834414 CONSULTING | Consulting (general) Service code 16 | — | $52K |
| AON EIN 36-2235791 ACTUARY | Actuarial Service code 11 | — | $51K |
| BDO USA, P.C. EIN 13-5381590 AUDITOR | Accounting (including auditing) Service code 10 | — | $49K |
| REMEDY ANALYTICS INC EIN 45-3151617 CONSULTING | Consulting (general) Service code 16 | — | $38K |
| CAMBRIDGE EIN 20-1353830 AUDITOR | Accounting (including auditing) Service code 10 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 25,500 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 139 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 25,639 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(11 contracts, 9 carriers) | KAISER PERMANENTE - SOUTHERN CALIFORNIA | 15,175 | $31.2M |
| Prescription drug(8 contracts, 8 carriers) | KAISER PERMANENTE - SOUTHERN CALIFORNIA | 816 | $26.9M |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 15,175 | $4.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.