| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGERS BENEFIT GROUP INC3 Filed as: WENDY ROGERS | 633 SEAN DR ANNAPOLIS, MD 21401 | AFLAC | $3K | $244 | $4K | 8.00% |
| MARK STONER3 | 10170 CAPE ANN DR COLUMBIA, MD 21046 | AFLAC | $1K | $56 | $1K | 3.23% |
| BRYAN FISH3 | 4054 CANDLE LIGHT DR DAYTON, MD 21036 | AFLAC | $556 | $56 | $612 | 1.35% |
| KAREN A STONER3 Filed as: KAREN STONER | 10170 CAPE ANN DR COLUMBIA, MD 21046 | AFLAC | $238 | $34 | $272 | 0.60% |
| ELIZABETH MERRYMAN BOSSLE3 | 11843 SHERBOURNE DR TIMONIUM, MD 21093 | AFLAC | $249 | — | $249 | 0.55% |
| DAWN M WITTFELT3 Filed as: DAWN WITTFELT | 810 RIVER RD SYKESVILLE, MD 21784 | AFLAC | $189 | — | $189 | 0.42% |
| MATTHEW W EVANS3 Filed as: MATTHEW EVANS | 1344 ASHTON RD, STE 200 HANOVER, MD 21076 | AFLAC | $172 | — | $172 | 0.38% |
| BRIAN GEORGE JAEGGI3 Filed as: BRIAN JAEGGI | 15607 W LILLI WAY VAN NUYS, CA 91406 | AFLAC | $142 | — | $142 | 0.31% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT, 2ND FL MARRIOTTSVILLE, MD 21104 | AFLAC | $120 | — | $120 | 0.27% |
| CAROLINE D MORNINGSTAR3 Filed as: CAROLINE MORNINGSTAR | 11285 DOVEDALE CT, 2ND FL MARRIOTTSVILLE, MD 21104 | AFLAC | $85 | — | $85 | 0.19% |
| STEPHEN B EVLER3 Filed as: STEPHEN EVLER | 1121 NANZLIK AVE ROSEDALE, MD 21237 | AFLAC | $55 | — | $55 | 0.12% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $41 | — | $41 | 0.09% |
| RYAN BENEFITS INC3 Filed as: RYAN RENTSCHLER | 205 CIVIC AVE SALISBURY, MD 21804 | AFLAC | $34 | — | $34 | 0.08% |
| JING LIN3 | 218 WHIRLAWAY LN HAVRE DE GRACE, MD 21078 | AFLAC | $28 | — | $28 | 0.06% |
| SHEM J BOSTICK3 Filed as: SHEM BOSTICK | 1620 S DITMAR ST OCEANSIDE, CA 92054 | AFLAC | $28 | — | $28 | 0.06% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT INSURANCE ADVISORS | 11350 MCCORMICK RD HUNT VALLEY, MD 21030 | AFLAC | $27 | — | $27 | 0.06% |
| GERALD MEGGETT3 | 12020 SWALLOW FALLS CT SILVER SPRING, MD 20904 | AFLAC | $14 | — | $14 | 0.03% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $12 | — | $12 | 0.03% |
| RANDY S SCHWARTZ3 Filed as: RANDY SCHWATRZ | 16 PERHALL CT NOTTINGHAM, MD 21236 | AFLAC | $12 | — | $12 | 0.03% |
| JASON D ELLIS3 Filed as: JASON ELLIS | 203 MARKET ST, STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $9 | — | $9 | 0.02% |
| MICHAEL C WALKER3 Filed as: MICHAEL WALKER | 203 MARKET ST, STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $9 | — | $9 | 0.02% |
| DIVYA JAIN3 | 4401 FAIR LAKES CT, STE 304 FAIRFAX, VA 22033 | AFLAC | $8 | — | $8 | 0.02% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFITS GROUP, LLC | 203 MARKET ST, STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $7 | — | $7 | 0.02% |
| DAVID WAGENHEIM3 | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $7 | — | $7 | 0.02% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE, APT 713 BETHESDA, MD 20814 | AFLAC | $6 | — | $6 | 0.01% |
| EDWIN VEGA3 | 134 PINECONE AVE ODENTON, MD 21113 | AFLAC | $5 | — | $5 | 0.01% |
| WILLIAM J BOSTIC3 Filed as: WILLIAM BOSTIC | 203 MARKET ST, STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| J ELLIS INSURANCE AGENCY INC3 | 203 MARKET ST, STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES | 6 NORTH PARK DRIVE, STE 310 HUNT VALLEY, MD 21030 | UNITED CONCORDIA INSURANCE COMPANY | — | $2K | $2K | 4.71% |
| UNTIED FINANCIAL SERVICES INC3 | 100 LIGHT ST, MS B 3447 BALTIMORE, MD 21202 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES | 6 NORTH PARK DRIVE, STE 310 HUNT VALLEY, MD 21030 | NATIONAL VISION ADMINISTRATORS, LLC | $566 | — | $566 | 10.06% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GROUP BENEFIT SERVICES EIN 52-1200892 MEDICAL ADMINISTRATION | Claims processing; Contract Administrator Service code 12 | — | $116K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 84 | $38K |
| Vision | NATIONAL VISION ADMINISTRATORS, LLC | 70 | $6K |
| Life insurance | TRANSAMERICA LIFE INSURANCE COMPANY | 107 | $20K |
| Other(2 contracts, 2 carriers) | AFLAC | 107 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 107 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.