| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CENTERSTONE INSURANCE AND FINANCIAL5 Filed as: CENTERSTONE INSURANCE | 12404 PARK CENTRAL DRIVE, SUITE 400 DALLAS, TX 75251 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | — | $0 | — |
| ANDREW BRANCACCIO3 | 1919 GALLOWS ROAD, SUITE 400S VIENNA, VA 22182 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | — | $0 | — |
| YANIV Y NATANOV3 Filed as: YANIV NATANOV | 6395 DOBBIN RD, 202 COLUMBIA, MD 21045 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | — | $0 | — |
| CIGNA5 Filed as: CIGNA HEALTH AND LIFE INSURANCE COM | 900 COTTAGE GROVE ROAD BLOOMFIELD, CT 06002 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 0 | $0 |
| Dental(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 0 | $0 |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 0 | $0 |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.