| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MARYLAND, INC. | 225 SCHILLING CIRCLE, STE 150 HUNT VALLEY, MD 21031 | LINCOLN LIFE AND ASSURANCE COMPANY OF BOSTON | $43K | $2K | $45K | 15.53% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MARYLAND INC | 6700 ROCKLEDGE DRIVE 5TH FLOOR BETHESDA, MD 20817 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $2K | — | $2K | 0.95% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MARYLAND, INC. | 225 SCHILLING CIRCLE, STE 150 HUNT VALLEY, MD 21031 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $26K | $917 | $27K | 15.53% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MARYLAND, INC. | 225 SCHILLING CIRCLE, STE 150 HUNT VALLEY, MD 21031 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $15K | $514 | $15K | 15.52% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MARYLAND | 307 INTERNATIONAL CIRCLE, 4TH FLOOR COCKEYSVILLE, MD 21030 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $8K | — | $8K | 12.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 889 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 39 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 930 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | 291 | $1.8M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 427 | $58K |
| Life insurance | LINCOLN LIFE AND ASSURANCE COMPANY OF BOSTON | 587 | $289K |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 535 | $174K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 535 | $99K |
| Other | LINCOLN LIFE AND ASSURANCE COMPANY OF BOSTON | 587 | $289K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 587 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.