| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALAN J LEVIN3 | 20 W WASHINGTON STREET SUITE 301 HAGERSTOWN, MD 21740 | NORTHWESTERN MUTUAL | $66K | $28K | $94K | 11.52% |
| R TODD GRANDY3 | 111 S CALVERT STREET SUITE 2500 BALTIMORE, MD 21202 | NORTHWESTERN MUTUAL | $40K | $15K | $55K | 6.79% |
| SCOTT IODICE ASSC LLC3 Filed as: SCOTT IODICE ASSOC LLC | 111 S CALVERT STREET SUITE 2500 BALTIMORE, MD 21202 | NORTHWESTERN MUTUAL | $15K | $4K | $19K | 2.31% |
| JOSHUA HAYES PARISH3 | 50 CITIZENS WAY SUITE 303 FREDERICK, ME 21701 | NORTHWESTERN MUTUAL | $7K | $9K | $16K | 1.99% |
| DREW E SAMELSON3 | 213 W CORNSTOCK AVENUE SUITE 101 WINTER PARK, FL 32789 | NORTHWESTERN MUTUAL | $0 | $309 | $309 | 0.04% |
| DANIEL WISTED3 | 3440 PRESTON RIDGE ROAD SUITE 325 ALPHARETTA, GA 30005 | NORTHWESTERN MUTUAL | $0 | $180 | $180 | 0.02% |
| SCOTT D BUTLER3 | 1101 WOOTTON PKWY SUITE 580 ROCKVILLE, MD 20852 | NORTHWESTERN MUTUAL | $45 | $67 | $112 | 0.01% |
| CULLEN DOUGLASS3 | 1600 DIVISION STREET SUITE 400 NASHVILLE, TN 37203 | NORTHWESTERN MUTUAL | $0 | $59 | $59 | 0.01% |
| NM HARRISBURG INC3 | 4431 N FRONT STREET SUITE 102 HARRISBURG, PA 17110 | NORTHWESTERN MUTUAL | $39 | $5 | $44 | 0.01% |
| RICHARD WORRELL LLC3 Filed as: RICHARD A DEVITA | 6235 MORRISON BLVD. CHARLOTTE, NC 28211 | NORTHWESTERN MUTUAL | $0 | $39 | $39 | 0.00% |
| TIMOTHY MICHAEL MULROY3 | 1500 QUAIL STREET SUITE 600 NEWPORT BEACH, CA 92660 | NORTHWESTERN MUTUAL | $2 | $1 | $3 | 0.00% |
| USI INSURANCE SERVICES LLC3 | 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 | AMERITAS LIFE INSURANCE CORP | $12K | — | $12K | 2.95% |
| KEY INSURANCE & BENEFIT SERVICES3 | 726 EXCHANGE STREET SUITE 900 BUFFALO, NY 14210 | AMERITAS LIFE INSURANCE CORP | $8K | — | $8K | 2.05% |
| KEY INSURANCE & BENEFIT SERVICES3 | 6950 S TRANSIT ROAD LOCKPORT, NY 14094 | AETNA LIFE INSURANCE COMPANY | $41K | — | $41K | 14.16% |
| ALAN J LEVIN3 | 20 W WASHINGTON STREET SUITE 301 HAGERSTOWN, MD 21740 | NORTHWESTERN MUTUAL | $2K | $606 | $3K | 3.57% |
| R TODD GRANDY3 | 111 S CALVERT STREET SUITE 2500 BALTIMORE, MD 21202 | NORTHWESTERN MUTUAL | $1K | $324 | $1K | 1.76% |
| SCOTT IODICE ASSC LLC3 Filed as: SCOTT IODICE ASSOC LLC | 111 S CALVERT STREET SUITE 2500 BALTIMORE, MD 21202 | NORTHWESTERN MUTUAL | $490 | $59 | $549 | 0.65% |
| JOSHUA HAYES PARISH3 | 50 CITIZENS WAY SUITE 303 FREDERICK, MD 21701 | NORTHWESTERN MUTUAL | $260 | $93 | $353 | 0.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,259 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 436 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,695 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AMERITAS LIFE INSURANCE CORP | 3,740 | $394K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,695 | $656K |
| Short-term disability | NORTHWESTERN MUTUAL | 68 | $84K |
| Long-term disability(3 contracts, 3 carriers) | NORTHWESTERN MUTUAL | 2,695 | $1.5M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,695 | $656K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,740 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.