No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GEMGROUP, INC. EIN 26-1603738 NONE | Contract Administrator Service code 13 | — | $361K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator Service code 13 | — | $259K |
| SEGAL CONSULTING EIN 13-1835864 NONE | Actuarial Service code 11 | — | $64K |
| JENNINGS SIGMOND EIN 23-2025670 NONE | Legal Service code 29 | — | $22K |
| SAV-RX NONE | Claims processing Service code 12 | 224 NORTH PARK AVE FREEMONT, NE 68025 | $14K |
| YOUNG CONAWAY STARGATT & TAYLOR LLP EIN 51-0082644 NONE | Legal Service code 29 | — | $14K |
| PNC BANK, N.A. EIN 25-1211909 NONE | Recordkeeping fees; Investment advisory (plan); Custodial (securities); Distribution (12b-1) fees Service code 19 | — | $13K |
| STACEY BRAUN ASSOCIATES INC EIN 13-2889432 NONE | Soft dollars commissions; Investment management Service code 28 | — | $12K |
| J.A MARIANO AGENCY, INC EIN 22-2280590 NONE | Insurance agents and brokers Service code 22 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 549 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 264 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 813 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 608 | $726K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 425 | $495K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 608 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.