Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Rx | Rx | |
Broker: The Segal Company Stop-loss | Stop-loss |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 602 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 403 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,005 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 460 | $943K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 781 | $797K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 781 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: The Union Labor Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $480K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $370K |
| STACEY BRAUN ASSOCIATES, INC. EIN 13-2889432 NONE | Investment management fees paid indirectly by plan; Investment management; Investment management fees paid directly by plan; Soft dollars commissions Service code 28 | — | $91K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Actuarial Service code 11 | — | $68K |
| LACHER AND ASSOCIATES NONE | Consulting (general); Direct payment from the plan Service code 16 | 632 EAST BROAD STREET SOUDERTON, PA 18964 | $66K |
| YOUNG CONAWAY STARGATT & TAYLOR LLP EIN 51-0082644 NONE | Legal; Direct payment from the plan Service code 29 | — | $54K |
| LOGAN, METTLEY & NEWCOMER, PLC EIN 33-1365351 NONE | Legal; Direct payment from the plan Service code 29 | — | $51K |
| WITHUMSMITH+BROWN, P.C. EIN 22-2027092 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $50K |
| DELTA DENTAL OF DELAWARE EIN 51-0228088 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $50K |
| PNC BANK, N.A. EIN 25-1211909 NONE | Distribution (12b-1) fees; Investment advisory (plan); Direct payment from the plan; Custodial (securities); Recordkeeping fees Service code 19 | — | $41K |
| PREFERRED RESOURCE NETWORK, INC. EIN 43-1613278 NONE | Other services; Direct payment from the plan Service code 49 | — | $32K |
| HOLROYD GELMAN, P.C. EIN 92-2604351 NONE | Legal; Direct payment from the plan Service code 29 | — | $20K |
| DANIEL A. WINTERS & COMPANY, CPAS EIN 23-2586736 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $13K |
| NATIONAL VISION ADMINISTRATORS, LLC EIN 74-3033381 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $12K |
| PERSONIFY HEALTH, INC. EIN 20-2547480 NONE | Other services; Direct payment from the plan Service code 49 | — | $10K |
| IRON MOUNTAIN EIN 23-2588479 NONE | Other services; Direct payment from the plan Service code 49 | — | $6K |
| RBC WEALTH MANAGEMENT EIN 20-0563684 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $5K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025