| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN-PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | UNITEDHEALTHCARE INSURANCE CO | $51K | — | $51K | 9.77% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | VISION SERVICE PLAN | $4K | — | $4K | 2.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | STANDARD INSURANCE COMPANY | $14K | — | $14K | 9.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 9.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE, INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 24.10% |
| PATRICK J SULLIVAN3 | 36 DESERT HIGHLAND S DR HENDERSON, NV 89052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 21.10% |
| MARTIN J LEWIS3 | PO BOX 80792 LAS VEGAS, NV 89180 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 11.96% |
| DEBORAH L SENN3 | 5846 FALLING STREAM AVE LAS VEGAS, NV 89131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.78% |
| SAHAR QABAZARD3 | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $123 | — | $123 | 0.29% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 9.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 652 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 656 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITEDHEALTHCARE INSURANCE CO | 1,607 | $523K |
| Vision | VISION SERVICE PLAN | 529 | $167K |
| Life insurance | STANDARD INSURANCE COMPANY | 647 | $146K |
| Short-term disability | STANDARD INSURANCE COMPANY | 647 | $40K |
| Long-term disability | STANDARD INSURANCE COMPANY | 647 | $74K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 371 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,607 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.