| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN DEPRISCO JR3 Filed as: JOHN DEPRISCO JR. | 5573 BELLVUE RD STE B NEWARK, DE 19713 | AFLAC | $978 | $20 | $998 | 8.39% |
| FREDERICK W WILSON III3 Filed as: FREDERICK WILSON III | 3 BELLVUE RD NEWARK, DE 19713 | AFLAC | $183 | $5 | $188 | 1.58% |
| BERNARD L JESSUP III3 Filed as: BERNARD JESSUP III | 44 KULLEN DR NEWARK, DE 19713 | AFLAC | $71 | $0 | $71 | 0.60% |
| JOSHUA M PINCUS SOKOLOFF3 Filed as: JOSHUA PINCUS SOKOLOFF | 6100 CHEVY CHASE DR STE 105 LAUREL, MD 20707 | AFLAC | $59 | $5 | $64 | 0.54% |
| CATHERINE STATHAKIS3 | 3107 CHARING CROSS WILMINGTON, DE 19808 | AFLAC | $50 | $0 | $50 | 0.42% |
| VIRGINIA V HYRE3 Filed as: VIRGINIA HYRE | 1 OAK AVE WILMINGTON, DE 19805 | AFLAC | $48 | $0 | $48 | 0.40% |
| KARLA WALKER3 | 2035 LIAMARIE WAY WINTER HAVEN, FL 33884 | AFLAC | $46 | $0 | $46 | 0.39% |
| CHRISTINE WARD3 | 2811 AMBLER CT WILMINGTON, DE 19808 | AFLAC | $39 | $0 | $39 | 0.33% |
| CORA MINDER3 | 204 REESE AVE LANCASTER, PA 17602 | AFLAC | $30 | $0 | $30 | 0.25% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN CAPOZZI | 242 WICKERBERRY DR MIDDLETOWN, DE 19709 | AFLAC | $29 | $0 | $29 | 0.24% |
| FRANCES SHAFFER3 | 14025 TOWER RD SMITHBURG, MD 21783 | AFLAC | $26 | $0 | $26 | 0.22% |
| BILLY J REEDY3 Filed as: BILLY REEDY | 319 JOAN DR BEAR, DE 19701 | AFLAC | $16 | $0 | $16 | 0.13% |
| MICHAEL C WALKER0 Filed as: MICHAEL WALKER | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $4 | $0 | $4 | 0.03% |
| JEFFREY R CAREY3 Filed as: JEFFREY CAREY | 573 BELLEVUE RD STE B NEWARK, DE 19713 | AFLAC | $4 | $0 | $4 | 0.03% |
| JAMES M PITZ3 Filed as: JAMES PITZ | 84 MINK DR CATAULA, GA 31804 | AFLAC | $3 | $0 | $3 | 0.03% |
| LEILA RAPPAPORT3 | 116 LAKS DR MIDDLETOWN, DE 19709 | AFLAC | $3 | $0 | $3 | 0.03% |
| SONIA SINCLAIR3 Filed as: SONIA SINCLAR | 102 W CRAIL CT MIDDLETOWN, DE 19709 | AFLAC | $2 | $0 | $2 | 0.02% |
| SCOTT JACOB INS GROUP LLC3 | 573 BELLEVUE RD STE B NEWARK, DE 19713 | AFLAC | $1 | $0 | $1 | 0.01% |
| GREGORY D HILL3 Filed as: GREGORY HILL | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $1 | $0 | $1 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL RISKA | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | $0 | $1 | 0.01% |
| MARK RUSINKO3 | 302 OLD OAK RD NEWARK, DE 19711 | AFLAC | $1 | $0 | $1 | 0.01% |
| JASON D ELLIS3 Filed as: JASON ELLIS | 1 ELLIS CT STE 210 PERRYVILLE, MD 21903 | AFLAC | $1 | $0 | $1 | 0.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 13.79% |
| WEINER BENEFITS GROUP LLC3 | 2961 CENTERVILLE ROAD STE 300 WILMINGTON, DE 19808 | DEARBORN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 24.46% |
| SUSAN M DAHMS3 | 18 COACH HILL COURT NEWARK, DE 19711 | DEARBORN LIFE INSURANCE COMPANY | $0 | $774 | $774 | 9.79% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES - BOR | 2961 CENTERVILLE ROAD WILMINGTON, DE 19808 | EYEMED | $624 | $0 | $624 | 10.03% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK OF DELAWARE EIN 51-0020405 ADMIN | Claims processing Service code 12 | — | $20K |
| WEINER BENEFITS GROUP BROKER | Insurance agents and brokers Service code 22 | 2961 CENTERVILLE RD # 300 WILMINGTON, DE 19808 | $17K |
| THE BENECON GROUP, LLC EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $15K |
| CONNECTCARE 3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 43 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 44 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HIGHMARK OF DELAWARE | 60 | $32K |
| Vision | EYEMED | 66 | $6K |
| Life insurance | BOSTON MUTUAL LIFE INSURANCE COMPANY | 90 | $12K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 25 | $8K |
| Stop-loss / reinsurancereinsurance | EVEREST REINSURANCE COMPANY | 39 | $321 |
| Other(2 contracts, 2 carriers) | AFLAC | 90 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 90 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.