| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATIONAL INSURANCE MARKETING BROKER3 | — | DELTA DENTAL INSURANCE COMPANY | $104K | $0 | $104K | 9.50% |
| MARSH & MCLENNAN AGENCY LLC3 | — | DELTA DENTAL INSURANCE COMPANY | $3K | $0 | $3K | 0.31% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $65K | $3K | $68K | 14.17% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 1.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $865 | $865 | 0.18% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET OVERLAND PARK, KS 66207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $61K | $3K | $64K | 14.17% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 1.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $813 | $813 | 0.18% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $45K | $2K | $47K | 14.18% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 1.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $603 | $603 | 0.18% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST STE 310 OVERLAND, KS 662074037 | VISION SERVICE PLAN | $14K | $0 | $14K | 9.51% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 170TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM INSURANCE COMPANY | $18K | $681 | $19K | 19.71% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM INSURANCE COMPANY | $956 | $0 | $956 | 1.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM INSURANCE COMPANY | $0 | $84 | $84 | 0.09% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM INSURANCE COMPANY | $17K | $774 | $18K | 19.87% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM INSURANCE COMPANY | $898 | $0 | $898 | 1.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM INSURANCE COMPANY | $0 | $113 | $113 | 0.13% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM INSURANCE COMPANY | $16K | $771 | $17K | 19.93% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM INSURANCE COMPANY | $838 | $0 | $838 | 1.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERON ST ROANOKE, VA 24011 | UNUM INSURANCE COMPANY | $0 | $97 | $97 | 0.12% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH STE 310 OVERLAND PARK, KS 66207 | TRUSTMARK INSURANCE COMPANY | $36K | $0 | $36K | 48.81% |
| BLUE CHIP BENEFITS3 Filed as: BLUE CHIP BENEFTIS, LLC | 4551 W. 107TH STREET SUITE 310 OVERLAND PARK, KS 66207 | METROPOLITAN GENERAL INSURANCE COMPANY | $4K | $0 | $4K | 8.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,192 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 3,161 | $1.1M |
| Vision | VISION SERVICE PLAN | 1,450 | $146K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,297 | $524K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,673 | $330K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 449 | $480K |
| Other(6 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,297 | $776K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.