| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | UNKNOWN DALLAS, TX 75201 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $0 | $48K | $48K | 1.88% |
| LOCKTON COMPANIES, LLC3 | PO BOX 671291 DALLAS, TX 75267 | KAISER FOUNDATION HEALTH PLAN INC | $18K | $0 | $18K | 1.65% |
| RISK STRATEGIES COMPANY3 | 7500 OLD GEORGETOWN ROAD SUITE 1225 BETHESDA, MD 20814 | KAISER FOUNDATION HEALTH PLAN INC | $9K | $0 | $9K | 0.81% |
| LOCKTON COMPANIES, LLC3 | PO BOX 741738 ATLANTA, GA 30374 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $7K | $7K | 0.71% |
| LOCKTON COMPANIES, LLC3 | PO BOX 741738 ATLANTA, GA 30374 | MUTUAL OF OMAHA INSURANCE COMPANY | $5K | $0 | $5K | 8.79% |
| RISK STRATEGIES COMPANY3 | 160 FEDERAL STREET, 4TH FLOOR BOSTON, MA 02110 | MUTUAL OF OMAHA INSURANCE COMPANY | $4K | $0 | $4K | 6.21% |
| JULIE BRUINSMA3 Filed as: JULIE A. BRUINSMA | 11901 SANTA MONICA BOULEVARD SUITE 689 LOS ANGELES, CA 90025 | AFLAC | $3K | $57 | $3K | 4.95% |
| JOSEPH L. AGAGON3 Filed as: JOSEPH L. AGAGON AND OTHER AGENTS | 3999 LEWIS AVENUE LONG BEACH, CA 90807 | AFLAC | $2K | $23 | $2K | 4.32% |
| DAVID HERNANDEZ3 | 2239 WEST 190TH STREET TORRANCE, CA 90504 | AFLAC | $1K | $0 | $1K | 1.99% |
| LOCKTON COMPANIES, LLC3 | 3280 PEACHTREE ROAD NE, SUITE 250 ATLANTA, GA 30305 | AFLAC | $439 | $0 | $439 | 0.81% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | 38275 NORTH 103RD PLACE SCOTTSDALE, AZ 85262 | AFLAC | $422 | $0 | $422 | 0.78% |
| STEVEN R. JOHNSON3 | 6167 BRISTOL PARKWAY, SUITE 106 CULVER CITY, CA 90230 | AFLAC | $372 | $0 | $372 | 0.69% |
| WOODRUFF-SAWYER & CO3 Filed as: WOODRUFF-SAWYER AND COMPANY | 220 BUSH STREET, 7TH FLOOR SAN FRANCISCO, CA 94104 | AFLAC | $366 | $0 | $366 | 0.68% |
| ALBERT BRUCKNER3 | 3018 BROADWAY, APARTMENT 2E ASTORIA, NY 11106 | AFLAC | $275 | $0 | $275 | 7.39% |
| DAVID RISPLER3 Filed as: J. DAVID AND ASSOCIATES, INC. | 35 PINELAWN ROAD, SUITE 190 MELVILLE, NY 11747 | AFLAC | $149 | $0 | $149 | 4.00% |
| JACQUES P DAVID CORPORATION3 Filed as: JACQUES P. DAVID CORPORATION | 35 PINELAWN ROAD, SUITE 190 MELVILLE, NY 11747 | AFLAC | $78 | $0 | $78 | 2.10% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORPORATION | 19 MARKWOOD ROAD GARDEN CITY, NY 11530 | AFLAC | $28 | $0 | $28 | 0.75% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $4 | $0 | $4 | 0.11% |
| TODD J BURKE CORP3 Filed as: TODD J. BURKE CORPORATION | 40 MAXWELL ROAD GARDEN CITY, NY 11530 | AFLAC | $4 | $0 | $4 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 3,361 | $3.7M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 3,361 | $2.6M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 3,361 | $2.6M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,178 | $1000K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,178 | $1000K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,178 | $1000K |
| Prescription drug(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 3,361 | $3.7M |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,178 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,361 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.