| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | 1300 CRESCENT GREEN DR. CARY, NC 27518 | AETNA LIFE INSURANCE COMPANY | $88K | $0 | $88K | 2.87% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 75320 | AETNA LIFE INSURANCE COMPANY | $90K | $0 | $90K | 3.01% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | 485 LEXINGTON AVENUE 10TH FLOOR NEW YORK, NY 10017 | COVENTRY HEALTH & LIFE | $50K | $0 | $50K | 2.49% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | 485 LEXINGTON AVENUE 10TH FLOOR NEW YORK, NY 10017 | COVENTRY HEALTH & LIFE | $43K | $0 | $43K | 3.11% |
| TENTH DOT BENEFITS SOLUTIONS LLC3 Filed as: TENTH DOT BENEFIT SOLUTIONS LLC | FOUR GATEWAY CENTER SUITE 750 PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $22K | $0 | $22K | 2.74% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 Filed as: BENEFIT ADVISORS SERVICES GROUP | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 0.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,479 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 6,479 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | COVENTRY HEALTH & LIFE | 818 | $3.4M |
| Life insurance | STANDARD INSURANCE COMPANY | 2,087 | $811K |
| Prescription drug | CVS PHARMARCY, INC. | 4,540 | $4.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,540 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.