| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEFFREY T WILKIE3 | 95 HARDING DRIVE NEW ROCHELLE, NY 10801 | AETNA LIFE INSURANCE CO. | $61K | — | $61K | 3.76% |
| JEFFERY T WILKIE3 | 95 HARDING DRIVE NEW ROCHELLE, NY 10801 | AETNA LIFE INSURANCE COMPANY UNION PLAN | $13K | — | $13K | 4.13% |
| JEFFERY T WILKIE3 Filed as: JEFFERY T. WILKIE | 95 HARDING DR NEW ROCHELLE, NY 108014641 | AMERITAS LIFE INSURANCE CORP OF NEW YORK | $3K | — | $3K | 2.49% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | FIRST UNUM LIFE INSURANCE COMPANY | $6K | $2K | $8K | 8.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 199 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 199 | $1.9M |
| Dental | AMERITAS LIFE INSURANCE CORP OF NEW YORK | 107 | $119K |
| Vision | AMERITAS LIFE INSURANCE CORP OF NEW YORK | 107 | $119K |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 129 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.