| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON U.S. LLC | 191 NORTH WACKER DRIVE, SUITE 2100 CHICAGO, IL 606061888 | BLUE CROSS BLUE SHIELD OF ILLINOIS | — | $8K | $8K | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON U.S. LLC | P.O. BOX 28852 NEW YORK, NY 100878852 | RELIASTAR LIFE INSURANCE COMPANY | $417K | — | $417K | 4.55% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON U.S. LLC | 335 MADISON AVENUE, FLOOR 20 NEW YORK, NY 100174633 | RELIASTAR LIFE INSURANCE COMPANY | — | $232K | $232K | 2.53% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT HOLDING COMPANY LLC | 4 OVERLOOK POINT LICOLNSHIRE, IL 60069 | RELIASTAR LIFE INSURANCE COMPANY | — | $132K | $132K | 1.44% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON U.S. LLC | P.O. BOX 28852 NEW YORK, NY 100878852 | RELIASTAR LIFE INSURANCE COMPANY | $81K | — | $81K | 0.88% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON U.S. LLC | P.O. BOX 28852 NEW YORK, NY 100878852 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 1.59% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $2.3M |
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1236610 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $2.0M |
| MEDCO HEALTH SOLUTIONS, INC. EIN 22-3461740 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $658K |
| PAYFLEX SYSTEMS USA, INC. NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 10802 FARNAM DRIVE OMAHA, NE 68154 | $528K |
| UMR, INC. EIN 39-1995276 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $306K |
| THE HARTFORD NONE | Direct payment from the plan; Contract Administrator Service code 13 | ONE HARTFORD PLAZA HARTFORD, CT 06155 | $221K |
| ACTIVEHEALTH MANAGEMENT, INC. EIN 52-2182411 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $173K |
| WILLIS TOWERS WATSON U.S. LLC EIN 53-0181291 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $159K |
| DELTA DENTAL EIN 36-2612058 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $120K |
| BUSINESS HEALTH CARE GROUP EIN 27-0044470 NONE | Other services; Direct payment from the plan Service code 49 | — | $35K |
| VEDDER PRICE NONE | Contract Administrator; Direct payment from the plan Service code 13 | 222 NORTH LASALLE STREET CHICAGO, IL 60601 | $30K |
| ALLSUP NONE | Legal; Direct payment from the plan Service code 29 | 300 ALLSUP PLACE BELLEVILLE, IL 62223 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,843 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,164 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,007 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 10,112 | $52.4M |
| Dental | AETNA LIFE INSURANCE COMPANY | 17 | $213K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 8,096 | $1.6M |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 19,778 | $9.2M |
| Short-term disability | SUN LIFE INSURANCE COMPANY | 576 | $11K |
| Prescription drug | EXPRESS SCRIPTS | 23,626 | $0 |
| Other(3 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 19,778 | $9.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 23,626 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.