| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 173850 DENVER, CO 80217 | COMPANION LIFE INSURANCE COMPANY | $10K | — | $10K | 8.69% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | 1612 MARION ST. COLUMBIA, SC 29201 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 2.43% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | BANK OF AMERICA LOCKBOX SERVICES COLLEGE PARK, GA 30349 | AETNA LIFE INSURANCE CO. | $6K | — | $6K | 10.10% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 WEST 47TH ST. STE 900 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $722 | — | $722 | 2.97% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE MORSE | 244 TURNER RD PINEHURST, NC 28374 | CONTINENTAL AMERICAN INSURANCE COMPANY | $427 | — | $427 | 1.76% |
| PHILIP RUGGIERI3 Filed as: PHILIP REIBMAN | 9823 BRANCHWATER AVE. CHARLOTTE, NC 28277 | CONTINENTAL AMERICAN INSURANCE COMPANY | $196 | — | $196 | 0.81% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN PAUL DUNN | 3337 TWIN RIDGE DR. CHARLOTTE, NC 28210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $93 | — | $93 | 0.38% |
| ELENI A NIKOLAS3 | 3869 WINTERGREEN CT. MARIETTA, GA 30062 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 4725 PIEDMONT ROW DR. CHARLOTTE, NC 28210 | SUPERIOR VISION PLAN | $845 | — | $845 | 10.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 170 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 134 | $55K |
| Vision | SUPERIOR VISION PLAN | 173 | $8K |
| Life insurance(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 167 | $135K |
| Short-term disability | COMPANION LIFE INSURANCE COMPANY | 167 | $111K |
| Long-term disability | COMPANION LIFE INSURANCE COMPANY | 167 | $111K |
| Other(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 167 | $135K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 173 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.