| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PENTRA LLC3 Filed as: PENTRA, LLC | 1041 OLD CASSATT RD BERWYN, PA 19312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $5K | $12K | 1.43% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | STE 502 535 CONNECTICUT AVE NORWALK, CT 06854 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $3K | $10K | 1.11% |
| GCG FINANCIAL LLC3 Filed as: BENEFIT ADVISORS NETWORK LLC/ALERA | STE 350 3700 PARK EAST DRIVE BEACHWOOD, OH 44122 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| BENEFIT ADVISORS NETWORK LLC3 Filed as: BENEFIT ADVISORS NETWORK | 3700 PARK E DRIVE STE 350 BEACHWOOD, OH 44122 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | 535 CONNECTICUT AVENUE NORWALK, CT 06854 | DOMINION NATIONAL | $24K | — | $24K | 10.89% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 1041 OLD CASSATT RD BERWYN, PA 19312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 8.34% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | STE 502 535 CONNECTICUT AVE NORWALK, CT 06854 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 6.66% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 1041 OLD CASSATT RD BERWYN, PA 19312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $370 | $5K | 7.84% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | STE 502 535 CONNECTICUT AVE NORWALK, CT 06854 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $196 | $4K | 6.71% |
| GCG FINANCIAL LLC3 Filed as: BENEFIT ADVISORS NETWORK LLC/ALERA | STE 350 3700 PARK EAST DRIVE BEACHWOOD, OH 44122 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| BENEFIT ADVISORS NETWORK LLC3 Filed as: BENEFIT ADVISORS NETWORK | 3700 PARK E DRIVE STE 350 BEACHWOOD, OH 44122 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| HP PLANNING LLC3 | DBA ALERA NORTHEAST 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 5.95% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 1041 OLD CASSATT RD BERWYN, PA 19312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 9.82% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | STE 502 535 CONNECTICUT AVE NORWALK, CT 06854 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 8.51% |
| HP PLANNING LLC3 | SUITE 502 535 CONNECTICUT AVENUE NORWALK, CT 06854 | HARTFORD FIRE INSURANCE COMPANY | $793 | — | $793 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 308 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 329 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | HIGHMARK | 798 | $7.4M |
| Dental | DOMINION NATIONAL | 213 | $224K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 317 | $980K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 317 | $864K |
| Other(6 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 317 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 798 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.