No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA/CGLIC EIN 06-0303370 | Claims processing Service code 12 | — | $254K |
| AMERICAN BENEFIT CORPORATION EIN 55-0672859 | Claims processing Service code 12 | — | $130K |
| BHA CONSULTING, LLC EIN 26-1384808 | Actuarial Service code 11 | — | $84K |
| MAXEY WANN, PLLC EIN 64-0933626 | Legal Service code 29 | — | $31K |
| TANN, BROWN & RUSS CO., PLLC EIN 20-5630688 | Accounting (including auditing) Service code 10 | — | $27K |
| UNION INSURANCE GROUP EIN 36-4226088 | Insurance services Service code 23 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 638 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 663 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | CIGNA INSURANCE | 663 | $22K |
| Stop-loss / reinsurancereinsurance | HCC LIFE | 663 | $206K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 663 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.