| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | KAISER FOUNDATION HEALTH PLAN INC. | $105K | — | $105K | 3.94% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | METROPOLITAN LIFE INSURANCE COMPANY | $32K | $160 | $32K | 11.16% |
| ANNETTE L. BURNS3 | 28303 BRYCE DRIVE CASTAIC, CA 91384 | AFLAC | $2K | $91 | $2K | 5.12% |
| JACOB BURNS INC.3 | 12121 WILSHIRE BLVD. SUITE 1000 LOS ANGELES, CA 90025 | AFLAC | $622 | — | $622 | 1.34% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | AFLAC | $470 | — | $470 | 1.01% |
| JEFFREY C. BOYKINS3 | P.O. BOX 2917 WINNETKA, CA 91396 | AFLAC | $355 | — | $355 | 0.76% |
| JORGE LIMON3 Filed as: JORGE O. LIMON | 8213 SUMMERFIELD AVENUE WHITTIER, CA 90606 | AFLAC | $246 | $47 | $293 | 0.63% |
| HORACIO J. LANZAS3 | 7032 BAIRD AVENUE RESEDA, CA 91335 | AFLAC | $236 | $39 | $275 | 0.59% |
| RENE CASTRO3 | 5460 E. EL PARQUE STREET LONG BEACH, CA 90815 | AFLAC | $225 | — | $225 | 0.48% |
| GUY M. WELCH3 | 5414 MERCEDES AVENUE DALLAS, TX 75206 | AFLAC | $122 | — | $122 | 0.26% |
| CORI CAMPBELL3 Filed as: CORI CAMBELL | 4518 186TH STREET APT. 203 REDONDO BEACH, CA 90278 | AFLAC | $70 | $52 | $122 | 0.26% |
| KATRINA LAFATA3 | 2905 MAGNOLIA AVENUE LONG BEACH, CA 90806 | AFLAC | $70 | $52 | $122 | 0.26% |
| BRYSTRA INSURANCE SERVICES3 Filed as: BRYSTRA INSURANCE SERVICES INC. | 1925 CENTURY PARK EAST SUITE 1700 LOS ANGELES, CA 90067 | AFLAC | $78 | $39 | $117 | 0.25% |
| ADAM H MICHAELS3 Filed as: ADAM H. MICHAELS | 2922 CORDA LANE LOS ANGELES, CA 90049 | AFLAC | $103 | — | $103 | 0.22% |
| TOMMY L JOHNSON JR3 Filed as: TOMMY L. JOHNSON JR | 711 S. OLIVE STREET APT. 314 LOS ANGELES, CA 90014 | AFLAC | $97 | — | $97 | 0.21% |
| GEORGE E ARBID3 Filed as: GEORGE E. ARBID | 25728 LEWIS WAY STEVVENSON RANCH, CA 91381 | AFLAC | $90 | — | $90 | 0.19% |
| GEOFFREY MALAIS3 | 16800 DEVONSHIRE STREET SUITE 220 GRANADA HILLS, CA 91344 | AFLAC | $86 | — | $86 | 0.19% |
| OLENA K SHEA3 Filed as: OLENA K. SHEA | 3 MITCHELL PLACE UNIT 18C NEW YORK, NY 10017 | AFLAC | $81 | — | $81 | 0.17% |
| PATRICIA GAIL LEES3 | 6055 E. WASHINGTON BLVD. SUITE 210 COMMERCE, CA 90040 | AFLAC | $64 | $9 | $73 | 0.16% |
| ANA MARIA BACKNER3 | 30 LA ENCINA NEWBURY PARK, CA 91320 | AFLAC | $70 | — | $70 | 0.15% |
| JOSEPH A BUZZELLO3 Filed as: JOSEPH A. BUZZELLO | 9018 BALBOA BLVD. SUITE 254 NORTHRIDGE, CA 91325 | AFLAC | $69 | — | $69 | 0.15% |
| DAWN A CHRISTENSEN3 Filed as: DAWN A. CHRISTENSEN | 24516 APPLE STREET NEWHALL, CA 91321 | AFLAC | $59 | — | $59 | 0.13% |
| ELIZABETH MICAELA VEGA3 | 11671 STRATHERN STREET NORTH HOLLYWOOD, CA 91605 | AFLAC | $55 | — | $55 | 0.12% |
| LAURA CORRAL3 | 1211 S. CATALINA STREET APT. 1 LOS ANGELES, CA 90006 | AFLAC | $55 | — | $55 | 0.12% |
| MAYNARD M. YOUNG3 | 20 HOBBS DRIVE EFFINGHAM, NH 03882 | AFLAC | $49 | — | $49 | 0.11% |
| SHEM J BOSTICK3 Filed as: SHEM J. BOSTICK | 1620 S. DITMAR STREET OCEANSIDE, CA 92054 | AFLAC | $38 | $9 | $47 | 0.10% |
| DAVID J REESOR3 Filed as: DAVID J. REESOR | 1615 WILSON AVENUE UPLAND, CA 91784 | AFLAC | $39 | — | $39 | 0.08% |
| BARBARA BARNETT3 | 1411 N. GRAND OAKS AVENUE PASADENA, CA 91104 | AFLAC | $35 | — | $35 | 0.08% |
| DAVID JACOB HOLPER3 | 1828 W. 244TH STREET TORRANCE, CA 90501 | AFLAC | $27 | — | $27 | 0.06% |
| BILLY MCNEIL3 | 27068 CHANNEL LANE VALENCIA, CA 91355 | AFLAC | $27 | — | $27 | 0.06% |
| CHRISTOPHER HAGER3 | 8021 TRUXTON AVENUE LOS ANGELES, CA 90045 | AFLAC | $20 | — | $20 | 0.04% |
| SHELIA H. HARTMAN3 | 22801 VENTURA BLVD. SUITE 205 WOODLAND HILLS, CA 91364 | AFLAC | $20 | — | $20 | 0.04% |
| DAVID M COUGHLIN3 Filed as: DAVID M. COUGHLIN | 2229 WHITE MIST DRIVE LAS VEGAS, NV 89134 | AFLAC | $19 | — | $19 | 0.04% |
| JENNY ROSENBAUM3 | 21 TROFELLO LANE ALISO VIEJO, CA 92656 | AFLAC | $17 | — | $17 | 0.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | P.O. BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $16 | — | $16 | 0.03% |
| CLAY W CAMPBELL3 Filed as: CLAY CAMPBELL | 14720 LIBLEN AVENUE BELLFLOWER, CA 90706 | AFLAC | $11 | — | $11 | 0.02% |
| MICHAEL C WALKER3 Filed as: MICHAEL A. STACHOWIAK | 321 N. CLARK STREET SUITE 615 CHICAGO, IL 60654 | AFLAC | $11 | — | $11 | 0.02% |
| JOSEPH A NASCA3 Filed as: JOSEPH A. NASCA | 28081 W. MAPLE AVENUE BARRINGTON, IL 60006 | AFLAC | $9 | — | $9 | 0.02% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H. WILLIS JR | 1431 NE 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $7 | — | $7 | 0.02% |
| JOSEPH P CALARCO3 Filed as: JOSEPH EVANS | 13848 ROSEWOOD DRIVE CLIVE, IA 50325 | AFLAC | $7 | — | $7 | 0.02% |
| DANIEL E ELLIS3 Filed as: DANIEL E. ELLIS | 377 E. BUTTERFIELD ROAD SUITE 210 LOMBARD, IL 60148 | AFLAC | $7 | — | $7 | 0.02% |
| LILY YAN3 | 5805 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $6 | — | $6 | 0.01% |
| LARA K GRANDE3 Filed as: LARA K. GRANDE | 117 MORNING MIST LANE FRANLIN, TN 37064 | AFLAC | $5 | — | $5 | 0.01% |
| DEBBIE L. PAPISH3 | 4714 OLD STUMP DRIVE NW GIG HARBOR, WA 98332 | AFLAC | $4 | — | $4 | 0.01% |
| ELIZABETH A LENZO3 Filed as: ELIZABETH A. LENZO | 701 ALBEROSKY WAY BATAVIA, IL 60510 | AFLAC | $4 | — | $4 | 0.01% |
| GARY SCOTT NELLIS3 | 10607 1/2 WOODBRIDGE STREET TOLUCA LAKE, CA 91602 | AFLAC | $4 | — | $4 | 0.01% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DRIVE WALNUT CREEK, CA 94598 | AFLAC | $4 | — | $4 | 0.01% |
| KAREN M HUGHES3 Filed as: KAREN M. HUGHES | 3120 NE 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $3 | — | $3 | 0.01% |
| SPALDING GROUP ENTERPRISES3 Filed as: SPALDING GROP ENTERPRISES | 29404 QUAIL RUN DRIVE AGOURA HILLS, CA 91301 | AFLAC | $3 | — | $3 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL A. STACHOWIAK | 321 N. CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $1 | — | $1 | 0.00% |
| LIVIER MARIA RAMIREZ2 | 1107 FAIR OAKS AVENUE UNIT 882 SOUT PASADENA, CA 91030 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL R. FISHER3 | 50 W. LEMON AVENUE SUITE 2 MONROVIA, CA 91016 | AFLAC | $1 | — | $1 | 0.00% |
| MEGHAN MOFFATT LUCAS3 Filed as: MEGHAN M. MILLER | 728 MERCER PLACE HUNTERSVILLE, NC 28078 | AFLAC | $1 | — | $1 | 0.00% |
| ANNE MARIE HUBBARD3 | 446 MORNING CANYN ROAD CORONA DEL MAR, CA 92625 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 20.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | SAFEGUARD HEALTH PLANS, INC. | $3K | — | $3K | 10.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC. | 466 | $2.7M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 842 | $318K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 842 | $291K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 842 | $337K |
| Short-term disability | AFLAC | 55 | $46K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 466 | $2.7M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 842 | $381K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 842 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.