| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT BRICKWEG | UNIVERSAL BENEFIT SOLUTIONS 144 HEATHLAND LANE MOORESVILLE, NC 28117 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $29K | — | $29K | 0.63% |
| ROBERT BRICKWEG | UNIVERSAL BENEFIT SOLUTIONS 144 HEATHLAND LANE MOORESVILLE, NC 28117 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $51K | — | $51K | 1.32% |
| ROBERT BRICKWEG | UNIVERSAL BENEFIT SOLUTION 144 HEATHLAND LANE MOORESVILLE, NC 28117 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | — | $13K | 0.70% |
| ROBERT BRICKWEG | UNIVERSAL BENEFIT SOLUTIONS 144 HEATHLAND LANE MOORESVILLE, NC 28117 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | — | $12K | 3.33% |
| LONGTERM CARE ADVISORY SERVICES LLC3 | 324 N SPRING ST WINSTON SALEM, NC 27101 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 8.26% |
| KENNETH A BLOCH3 | 5950 FAIRVIEW RD STE 225 CHARLOTTE, NC 28210 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 4.13% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | $0 | $244 | $244 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,875 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 191 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,066 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 28,829 | $3.9M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 6,706 | $1.8M |
| Long-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 13,708 | $4.7M |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 28,829 | $4.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,829 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.