No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS INC EIN 38-2383171 PAST PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 700 TOWER DRIVE STE 300 TROY, MI 48098 | $152K |
| CDS ADMINISTRATORS, INC. PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 60 BOULEVARD OF THE ALLIES, FIFTH PITTSBURGH, PA 15222 | $144K |
| CONDUENT HR CONSULTING ACTUARY | Actuarial Service code 11 | 120 SOUTH SIXTH STREET, SUITE 2260 MINNEAPOLIS, MN 55042 | $105K |
| WILSON KOZICKI & GWYNN EIN 55-0526247 AUDITOR | Accounting (including auditing) Service code 10 | 32-20TH STREET, SUITE 300 WHEELING, WV 26003 | $52K |
| CENTERS FOR MEDICARE & MEDICAID SER TRANSITIONAL REINSURANCE | Other fees Service code 99 | 7500 SECURITY BOULEVARD BALTIMORE, MD 21244 | $34K |
| MACALA, GORE & PIATT EIN 34-1933033 ATTORNEY | Legal Service code 29 | 601 SOUTH MAIN STREET NORTH CANTON, OH 44720 | $33K |
| HEALTH DESIGN ENTERPRISE EIN 38-3607439 MEDICAL CLAIMS ADMIN | Claims processing Service code 12 | 1550 EAST BELTLINE SE, SUITE 175 GRAND RAPIDS, MI 49506 | $22K |
| RUBLE INSURANCE EIN 20-4632562 INSURANCE SERVICES | Insurance services Service code 23 | 605 GREENE STREET NEWPORT, OH 45768 | $17K |
| MANNING & NAPIER EIN 16-0095736 INVESTMENT MANAGER | Investment management Service code 28 | 290 WOODCLIFF DRIVE FAIRPORT, NY 14450 | $15K |
| SEGAL ADVISORS EIN 13-1835864 INVESTMENT ADVISOR | Investment advisory (plan) Service code 27 | PO BOX 4142 CHURCH STREET STATION NEW YORK, NY 10261 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 542 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 292 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 834 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH INSURANCE COMPANY | 292 | $1.5M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 834 | $241K |
| Other | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 834 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 834 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.