| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN MICHAEL BERG | STE 505 8220 SAN PEDRO NE ALBUQUERQUE, NM 87113 | NORTHWESTERN MUTUAL | $450 | $113 | $563 | — |
| STEPHANIE D SALCIDO3 | STE 505 8220 SAN PEDRO NE ALBUQUERQUE, NM 87113 | NORTHWESTERN MUTUAL | $300 | $75 | $375 | — |
| STEVEN A TRUJILLO3 | STE 505 8220 SAN PEDRO NE ALBUQUERQUE, NM 87113 | NORTHWESTERN MUTUAL | $54 | $19 | $73 | — |
| NM PHOENIX AZ AGY3 | STE 400 2201 E CAMELBACK RD PHOENIX, AZ 85016 | NORTHWESTERN MUTUAL | $64 | $8 | $72 | — |
| RPS BENEFITS INC3 Filed as: RPS FNCL GRP INC | 5251 W 116TH PL STE 300 LEAKWOOD, KS 66211 | NORTHWESTERN MUTUAL | $33 | $5 | $38 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 296 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 296 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | NORTHWESTERN MUTUAL | 296 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 296 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.