| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $74K | $11K | $85K | 1.88% |
| LOUIS R FAIOLA3 Filed as: LOUIS J. BRUDNICK & SONS INSUR | 100 EVERTT AVE UNIT 1 CHELSEA, MA 02150 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $74K | $0 | $74K | 1.64% |
| LOUIS J BRUDNICK & SONS INSURANCE3 Filed as: LOUIS J BRUDNICK & SONS INS | 100 EVERTT AVE UNIT 1 CHELSEA, MA 02150 | HEALTH NEW ENGLAND, INC. | $23K | $0 | $23K | 1.18% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | HEALTH NEW ENGLAND, INC. | $23K | $0 | $23K | 1.18% |
| MULITPLE BROKERS3 | — | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $12K | $872 | $13K | 9.39% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | PO BOX 9101 PLAINVIEW, NY 11803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | $3K | $17K | 14.70% |
| LOUIS J BRUDNICK & SONS INSURANCE3 | POBOX 6299 CHELSEA, MA 02150 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | $0 | $15K | 12.56% |
| NEESENROLL3 | 45 BURBAMK RD SUTTON, MA 01590 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 1.58% |
| ALAN C BOLOTIN3 | 301 EDGEWATER PL STE 200 WAKEFIELD, MA 01880 | UNUM LIFE INSURANCE COMPANY OF AMERICA | -$13 | $0 | -$13 | -0.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $4K | $0 | $4K | 4.45% |
| LOUIS R FAIOLA3 Filed as: LOUIS J. BRUDNICK & SONS INSUR | 100 EVERTT AVE UNIT 1 CHELSEA, MA 02150 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $3K | $0 | $3K | 3.97% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | PO BOX 9101 PLAINVIEW, NY 11803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $1K | $12K | 13.60% |
| LOUIS J BRUDNICK & SONS INSURANCE3 | PO BOX 6299 CHELSEA, MA 02150 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 12.03% |
| NEESENROLL3 | 45 BURBAMK RD SUTTON, MA 01590 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 5.16% |
| ALAN C BOLOTIN3 | 301 EDGEWATER PL STE 200 WAKEFIELD, MA 01880 | UNUM LIFE INSURANCE COMPANY OF AMERICA | -$33 | $0 | -$33 | -0.04% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | PO BOX 9101 PLAINVIEW, NY 11803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $864 | $9K | 12.94% |
| LOUIS J BRUDNICK & SONS INSURANCE3 | PO BOX 6299 CHELSEA, MA 02150 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $0 | $9K | 11.81% |
| NEESENROLL3 | 65 BURBANK RD SUTTON, MA 01590 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 7.46% |
| KIMBERLY ANNE CUNNINGHAM3 Filed as: KIMBERLY CUNNINGHAM | 266 FERRY LANDING CIRCLE PORTSMOUTH, RI 02871 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 3.19% |
| ALAN C BOLOTIN3 | 4086 LIVE OAK BLVD DEL RAY BEACH, FL 33445 | UNUM LIFE INSURANCE COMPANY OF AMERICA | -$39 | $0 | -$39 | -0.05% |
| AON CONSULTING INC3 | 30 WATERSIDE DRIVE FARMINGTON, CT 06034 | UNUM LIFE INSURANCE COMPANY OF AMERICA | -$159 | -$16 | -$175 | -0.24% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | PO BOX 9101 PLAINVIEW, NY 11803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $980 | $8K | 18.55% |
| LOUIS J BRUDNICK & SONS INSURANCE3 | PO BOX 6299 CHELSEA, MA 02150 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 16.73% |
| NEESENROLL3 | 45 BURBAMK RD SUTTON, MA 01590 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 5.17% |
| ALAN C BOLOTIN3 | 301 EDGEWATER PL STE 200 WAKEFIELD, MA 01880 | UNUM LIFE INSURANCE COMPANY OF AMERICA | -$180 | $0 | -$180 | -0.40% |
| MULTIPLE BROKERS3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $633 | $7K | 20.70% |
| LOUIS J BRUDNICK & SONS INSURANCE3 Filed as: LOUIS J BRUDNICK & SONS INC | 100 EVERETT AVE UNIT 1 CHELSEA, MA 02150 | VISION SERVICE PLAN | $1K | $0 | $1K | 5.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVENUE, 21ST FLOOR NEW YORK, NY 10173 | VISION SERVICE PLAN | $1K | $0 | $1K | 5.00% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE NAVIGATOR INC | 7979 OLD GEORGETOWN RD STE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $11 | $0 | $11 | 0.05% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY | PO BOX 9101 PLAINVIEW, NY 11803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $88 | $2K | 8.48% |
| LOUIS R FAIOLA3 Filed as: LOUIS J. BRUDNICK & SONS INSUR | PO BOX 6299 CHELSEA, MA 02150 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 7.50% |
| NEESENROLL3 | 65 BURBANK RD SUTTON, MA 01590 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 4.72% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY | PO BOX 9101 PLAINVIEW, NY 11803 | DEUTSCHES ALTENIEM INCORPORATED | $1K | $271 | $2K | 7.68% |
| LOUIS J BRUDNICK & SONS INSURANCE3 Filed as: LOUIS J BRUDNICK & SONS INS | PO BOX 6299 CHELSEA, MA 02150 | DEUTSCHES ALTENIEM INCORPORATED | $1K | $0 | $1K | 5.57% |
| NEESENROLL3 | 65 BURBANK RD SUTTON, MA 01590 | DEUTSCHES ALTENIEM INCORPORATED | $671 | $0 | $671 | 3.43% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY | PO BOX 9101 PLAINVIEW, NY 11803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $562 | $42 | $604 | 6.48% |
| LOUIS R FAIOLA3 Filed as: LOUIS J. BRUDNICK & SONS INSUR | PO BOX 6299 CHELSEA, MA 02150 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $466 | $0 | $466 | 5.00% |
| MULTIPLE BROKERS3 | — | DEUTCHES ALTENHEI INCORPORATED | $2K | $217 | $2K | 41.32% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | PO BOX 9101 PLAINVIEW, NY 11803 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $134 | $0 | $134 | 3.42% |
| LOUIS R FAIOLA3 Filed as: LOUIS J. BRUDNICK & SONS INSUR | PO BOX 6299 CHELSEA, MA 02150 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $263 | $0 | $263 | 7.49% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY | PO BOX 9101 PLAINVIEW, NY 11803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $215 | $11 | $226 | 6.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 583 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 16 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 615 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 566 | $6.5M |
| Dental(2 contracts) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 566 | $4.6M |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 273 | $112K |
| Life insurance(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 749 | $236K |
| Short-term disability(2 contracts, 2 carriers) | DEUTSCHES ALTENIEM INCORPORATED | 144 | $29K |
| Long-term disability(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 749 | $185K |
| Other(10 contracts, 4 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 749 | $519K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 749 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.