No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DANIEL STELTER EIN 51-0135567 EMPLOYEE | Employee (plan) Service code 30 | — | $30K |
| SEGAL CONSULTING EIN 13-1975125 NONE | Actuarial Service code 11 | — | $27K |
| HORIZON ACTUARIAL EIN 26-1370698 NONE | Actuarial Service code 11 | — | $15K |
| J. SCHAEFER & COMPANY LLC EIN 82-3706925 NONE | Accounting (including auditing) Service code 10 | — | $14K |
| TEAMSTERS LOCAL 473 EIN 34-0427385 UNION | Contract Administrator Service code 13 | — | $12K |
| POFOK CRAMPTON LLC EIN 85-2393001 NONE | Legal Service code 29 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 60 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 125 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES INC | 83 | $991K |
| Dental | MEDICAL MUTUAL OF OHIO | 158 | $113K |
| Vision | MEDICAL MUTUAL OF OHIO | 158 | $113K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 79 | $6K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 79 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.