| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORKDAY INC3 | PO BOX 886106 LOS ANGELES, CA 90088 | STANDARD INSURANCE COMPANY | — | $111K | $111K | 3.49% |
| WORKDAY INC3 | PO BOX 886106 LOS ANGELES, CA 90088 | STANDARD INSURANCE COMPANY | — | $46K | $46K | 3.50% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | ZURICH AMERICAN INSURANCE COMPANY | $4K | — | $4K | 25.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 131 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 422 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,718 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 37 | $579K |
| Life insurance | STANDARD INSURANCE COMPANY | 6,434 | $3.2M |
| Long-term disability | STANDARD INSURANCE COMPANY | 6,463 | $1.3M |
| Prescription drug(3 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 37 | $579K |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 16,706 | $4.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,706 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.