| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HERITAGE BENEFITS LLC3 Filed as: HERITAGE FINANCIAL CONSULTANTS, LLC | 307 INTERNATIONAL CIRCLE, SUITE 390 HUNT VALLEY, MD 21030 | BLUE CROSS BLUE SHIELD OF DELAWARE, INC. | $49K | — | $49K | 0.94% |
| WILLIAM SPOTTS3 Filed as: WILLIAM F. SPOTTS | 307 INTERNATIONAL CIRCLE SUITE 390 HUNT VALLEY, MD 21031 | DOMINION DENTAL SERVICES, INC. | $15K | — | $15K | 8.75% |
| ANTHONY PATRICK, LLC3 | 307 INTERNATIONAL CIRCLE, SUITE 390 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $6K | $12K | 9.15% |
| ANTHONY PATRICK, LLC3 | 307 INTERNATIONAL CIRCLE, SUITE 390 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $31K | $6K | $37K | 29.91% |
| ANTHONY PATRICK, LLC3 | 307 INTERNATIONAL CIRCLE, SUITE 390 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $4K | $8K | 10.99% |
| WILLIAM SPOTTS3 | 307 INTERNATIONAL CIRCLE, SUITE 390 HUNT VALLEY, MD 21030 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $5K | — | $5K | 6.66% |
| ANTHONY PATRICK, LLC3 | 307 INTERNATIONAL CIRCLE, SUITE 390 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $3K | $7K | 12.03% |
| JASON D ELLIS3 Filed as: JASON ALLEN BARE | 203 MARKET STREET, SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $1K | $7 | $1K | 4.18% |
| WILLIAM FRANKLIN SPOTTS3 | 307 INTERNATIONAL CIRCLE, SUITE 390 HUNT VALLEY, MD 21030 | AFLAC | $1K | — | $1K | 4.16% |
| STEPHEN J SALAMON3 Filed as: STEPHEN SALAMON | PO BOX 4252 TIMONIUM, MD 21094 | AFLAC | $306 | — | $306 | 1.23% |
| MICHAEL C WALKER3 Filed as: MICHAEL WALKER | 203 MARKET STREET, SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $219 | $7 | $226 | 0.91% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFITS GROUP, LLC | 203 MARKET STREET, SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $184 | — | $184 | 0.74% |
| AUTUMN STROHMAIER3 | 254 CHAPMAN RD, STE 203 NEWARK, DE 19702 | AFLAC | $153 | — | $153 | 0.61% |
| JULIA M SALAMON3 Filed as: JULIA SALAMON | PO BOX 4252 TIMONIUM, MD 21094 | AFLAC | $130 | — | $130 | 0.52% |
| WESLEY K JOHNSON II3 Filed as: WESLEY JOHNSON II | 8 REED CIRCLE RISING SUN, MD 21911 | AFLAC | $91 | $37 | $128 | 0.51% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW DIPASQUALE | 403 S EAST AVE BALTIMORE, MD 21224 | AFLAC | $88 | — | $88 | 0.35% |
| LEILA RAPPAPORT3 | 123 MENDEL CT BEAR, DE 19701 | AFLAC | $47 | — | $47 | 0.19% |
| SUSAN L MCCLANE3 Filed as: SUSAN MCCLANE | PO BOX 52 HAVRE DE GRACE, MD 21078 | AFLAC | $33 | — | $33 | 0.13% |
| JORDAN A PURCELL3 Filed as: JORDAN PURCELL | 301 VICTORY GALLOP CT HAVRE DE GRACE, MD 21078 | AFLAC | $33 | — | $33 | 0.13% |
| INNOVATIVE MANAGEMENT, INC.3 | 415 S WASHINGTON ST MILFORD, DE 19963 | AFLAC | $25 | — | $25 | 0.10% |
| KATHLEEN M KONEGAN3 Filed as: KATHLEEN KONEGAN | 3050 HIGHWOODS DR ASHTON, PA 19014 | AFLAC | $24 | — | $24 | 0.10% |
| MARYANN M MEYERS3 Filed as: MARYANN MEYERS | 6704 PLEASURE AVE, STE B SEA ISLE CITY, NJ 08243 | AFLAC | $24 | — | $24 | 0.10% |
| MICHAEL K VOLL JR3 Filed as: MICHAEL VOLL JR | 3495 GRACE ANN DR VINELAND, NJ 08360 | AFLAC | $16 | — | $16 | 0.06% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT, 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $15 | — | $15 | 0.06% |
| AAA CLUB ALLIANCE INC3 Filed as: AAA MID ATLANTIC, INC. | 1 RIVER PLACE WILMINGTON, DE 19801 | AFLAC | $11 | — | $11 | 0.04% |
| CAROL REID-GRANDFIELD3 | 2791 HILLS MARKET RD FELTON, DE 19801 | AFLAC | $10 | — | $10 | 0.04% |
| RICHARD H TOBIAS3 Filed as: RICHARD TOBIAS | 416 W JEFFERSON AVE LINWOOD, NJ 08221 | AFLAC | $10 | — | $10 | 0.04% |
| HOOK ENTERPRISES LLC3 Filed as: HOOK ENTERPRISES, LLC | 5 GREAT VALLEY PARKWAY, STE 100 MALVERN, PA 19355 | AFLAC | $3 | — | $3 | 0.01% |
| THOMAS J POPPERT3 Filed as: THOMAS POPPERT | 1762 MIDDLETOWN RD GLEN MILLS, PA 19342 | AFLAC | $3 | — | $3 | 0.01% |
| EXSEPTIONAL SERVICES INC3 Filed as: EXSEPTIONAL SERVICES, INC | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $3 | — | $3 | 0.01% |
| BRADLEY S JONES3 Filed as: BRADLEY JONES | 19 BRITISH AMERICAN BLVD WEST LATHAM, NY 12110 | AFLAC | $2 | — | $2 | 0.01% |
| LORENZO V CUTAIA3 Filed as: LORENZO CUTAIA | 123 AZALEA LANE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $1 | — | $1 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TASC-HFS BENEFITS/HF CONSULTANTS EIN 39-1561025 0 | Contract Administrator Service code 13 | PO BOX 1550 HUNT VALLEY, MD 21030 | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 436 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 436 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF DELAWARE, INC. | 790 | $5.2M |
| Dental | DOMINION DENTAL SERVICES, INC. | 335 | $169K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 475 | $74K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 463 | $59K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 463 | $76K |
| Other(4 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF DELAWARE, INC. | 790 | $5.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 790 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.