No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON BCBS EIN 22-0999690 3RD PARTY | Insurance agents and brokers; Contract Administrator Service code 13 | — | $1.8M |
| AETNA EIN 06-6033492 3RD PARTY | Claims processing; Contract Administrator Service code 12 | — | $180K |
| AON HEWITT 3RD PARTY | Consulting (general); Consulting fees Service code 16 | 1650 MARKET STREET, SUITE 1000 PHILADELPHIA, PA 19103 | $152K |
| CAREBRIDGE CORPORATION EIN 23-2614764 3RD PARTY | Other fees Service code 99 | — | $112K |
| TOWERS WATSON EIN 23-1159360 3RD PARTY | Actuarial Service code 11 | — | $56K |
| CVS CAREMARK EIN 05-0494040 3RD PARTY | Insurance services Service code 23 | — | $24K |
| A PLUS LETTERS EIN 22-2767840 3RD PARTY | Other fees Service code 99 | — | $21K |
| CONEXIS EIN 20-0198855 3RD PARTY | Contract Administrator Service code 13 | — | $20K |
| KREISCHER MILLER EIN 23-1980475 3RD PARTY | Accounting (including auditing) Service code 10 | — | $20K |
| EYEMED VISION CARE EIN 86-0773195 3RD PARTY | Claims processing; Contract Administrator Service code 12 | — | $18K |
| WELLS FARGO EIN 94-1347393 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Custodial (other than securities) Service code 18 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,245 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts) | EYEMED VISION CARE | 14,243 | $298K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 14,002 | $4.0M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,294 | $984K |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,294 | $984K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 5,739 | $2.3M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 14,002 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,243 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.