| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, LLC5 Filed as: ALLIED BENEFIT SYSTEMS, INC. | 200 W. ADAMS ST. SUITE 500 CHICAGO, IL 60606 | STANDARD SECURITY LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, INC. EIN 36-3086057 CONTRACT ADMINISTRATION | Contract Administrator Service code 13 | 200 W. ADAMS ST,SUITE 500 CHICAGO, IL 60606 | $31K |
| RIDGE CONSULTING GROUP, INC EMPLOYEE BENEFIT CONSULT | Consulting (general) Service code 16 | P O BOX 9488 WICHITA, KS 67206 | $30K |
| PROVIDRS CARE NETWORK (WPPA) NETWORK PROVIDER | Insurance services Service code 23 | 1102 S HILLSIDE WICHITA, KS 67211 | $14K |
| DELTA DENTAL OF KANSAS SERVICE CONTRACTOR | Contract Administrator Service code 13 | 1619 N. WATERFRONT PRKWY WICHITA, KS 672789769 | $10K |
| MEDTRAKRX SERVICE CONTRACTOR | Contract Administrator Service code 13 | 7101 COLLEGE BLVD STE1000 OVERLAND PARK, KS 66210 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 183 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | STANDARD SECURITY LIFE INSURANCE COMPANY | 170 | $321K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.