See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 37 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 41 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEES OF THE EMPLOYER EIN 95-3359658 EMPLOYEES OF EMPLOYER | Employee (plan sponsor) Service code 35 | — | $1.5M |
| ARMANINO MCKENNA LLP EIN 94-6214841 NONE | Accounting (including auditing) Service code 10 | — | $52K |
| HEXAWARE TECHNOLOGIES LIMITED EIN 59-3792475 NONE | Consulting (general) Service code 16 | — | $14K |
| WELLS FARGO BANK, N.A. EIN 41-6257133 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156,512 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,444 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 158,956 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(25 contracts, 16 carriers) | CALIFORNIA PHYSICIANS SERVICE | 123,547 | $789.8M |
| Dental(7 contracts, 5 carriers) | AETNA LIFE INSURANCE CO. | 216,800 | $202.0M |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 123,547 | $100.4M |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 216,800 | $55.5M |
| Short-term disability | AETNA LIFE INSURANCE CO. | 123,547 | $91.1M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 123,547 | $91.1M |
| Prescription drug(3 contracts, 3 carriers) | CALIFORNIA PHYSICIANS SERVICE | 79,473 | $501.9M |
| Other(7 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 216,800 | $58.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 216,800 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.