| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-AMERICA | 6100 S. YALE AVE. STE. 1900 TULSA, OK 74136 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $25K | — | $25K | 4.25% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MID-AMERICA 2118 N TYLER BLDG C WICHITA, KS 67212 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $935 | $4K | 24.49% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 2118 N TYLER BLDG C WICHITA, KS 67212 | SURENCY LIFE AND HEALTH | $1K | — | $1K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MID-AMERICA 2118 N TYLER BLDG C WICHITA, KS 67212 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $519 | $2K | 24.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 6100 S YALE SUITE 1900 TULSA, OK 74136 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $879 | — | $879 | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MID-AMERICA 2118 N TYLER BLDG C WICHITA, KS 67212 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $449 | $225 | $674 | 18.76% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE STE. 1900 TULSA, OK 74136 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $458 | — | $458 | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $156 | $156 | 5.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MID-AMERICA 2118 N TYLER BLDG C WICHITA, KS 67212 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $549 | $183 | $732 | 25.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 2118 N TYLER BLDG C WICHITA, KS 67212 | SURENCY LIFE AND HEALTH | $192 | — | $192 | 10.03% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE STE. 1900 TULSA, OK 74136 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $283 | — | $283 | 14.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $106 | $106 | 5.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 160 | $579K |
| Dental | BLUE CROSS AND BLUE SHIELD OF KANSAS | 160 | $579K |
| Vision(2 contracts) | SURENCY LIFE AND HEALTH | 60 | $13K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 99 | $19K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5 | $8K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5 | $11K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 160 | $579K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 99 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.