| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | DELTA DENTAL OF KANSAS, INC. | $5K | — | $5K | 3.23% |
| DAVID S CLARK3 | 11305 RILEY OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $12K | $598 | $12K | 13.32% |
| MARILYN B BOWLING3 | 19204 WEST 102ND STREET LENEXA, KS 66220 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $2K | $649 | $3K | 2.79% |
| RON BOWLING3 | 8575 WEST 110TH STREET OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $2K | $485 | $2K | 2.32% |
| RYAN BOWLING3 | 8575 WEST 110TH STREET OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $2K | — | $2K | 2.04% |
| JAMES MOORE3 | 2007 SOUTHWEST MEYER BOULEVARD BLUE SPRINGS, MO 64015 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $2K | $6 | $2K | 1.72% |
| TAMARA ANN BUSCHER3 | 1318 SOUTH WINTERBROOK OLATHE, KS 66062 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $1K | $113 | $1K | 1.54% |
| MARY DAUGHERTY3 | 7108 WEST CHERMONT CIRCLE KNOXVILLE, TN 37918 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $1K | $322 | $1K | 1.50% |
| LONNIE SCHULTZ3 | 12631 NEWTON STREET OVERLAND PARK, KS 66213 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $420 | $43 | $463 | 0.50% |
| SHANNON RALEY3 | 1409 PANORAMA DRIVE VESTAVIA HILLS, AL 35216 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $291 | $14 | $305 | 0.33% |
| JM TAMER & CO3 Filed as: JM TAMER & COMPANY | 6500 PAPERMILL DRIVE, SUITE 201 KNOXVILLE, TN 37922 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $162 | $52 | $214 | 0.23% |
| BRIDGET ZUNIGA3 | 14608 WEST 62ND STREET SHAWNEE, KS 66216 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $145 | — | $145 | 0.16% |
| MAUREEN E CONRAN3 | 10209 LAMAR AVENUE OVERLAND PARK, KS 66207 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $140 | — | $140 | 0.15% |
| LELAND SCOTT BURKHART3 | 4828 MCCORMICK STREET LAWRENCE, KS 66047 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $110 | $2 | $112 | 0.12% |
| PAMELA SWANSON ALLEN3 | 7736 WESTGATE DRIVE LENEXA, KS 66216 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $91 | $1 | $92 | 0.10% |
| CASSANDRA LONG3 | 20710 WEST 49TH STREET SHAWNEE, KS 66218 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $69 | — | $69 | 0.07% |
| MEAGAN NICOLE TALBERT3 | 10440 GAYFER ROAD EXIT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $49 | $3 | $52 | 0.06% |
| ROBERT H STONE SR3 Filed as: ROBERT H STONE SR. | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $44 | $5 | $49 | 0.05% |
| MELISSA BILLINGSLEY3 Filed as: MELISSA MILLINGSLEY | 1509 GOVERNMENT STREET MOBILE, AL 36604 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $4 | $15 | $19 | 0.02% |
| KELLIE WELLS3 | 16281 SAVOY PORT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $4 | $2 | $6 | 0.01% |
| LAURA E BOWLING3 | 8575 WEST 110TH STREET, SUITE 230 OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 3.83% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS, LLC | 8575 WEST 110TH STREET, SUITE 210 OVERLAND PARK, KS 66210 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 2.55% |
| MCINNES GROUP, INC.3 | 3500 WEST 75TH STREET, SUITE 200 PRAIRIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.14% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | VISION SERVICE PLAN | $4K | — | $4K | 10.07% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN ROAD, SUITE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $189 | — | $189 | 0.52% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 12.25% |
| MCINNES GROUP, INC.3 | 3500 WEST 75TH STREET, SUITE 200 PRARIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $808 | — | $808 | 2.75% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS, LLC | 8575 WEST 110TH STREET, SUITE 210 OVERLAND PARK, KS 66210 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $780 | $780 | 2.66% |
| DAVID S CLARK3 | 11305 RILEY OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $65 | $1K | 11.36% |
| RYAN BOWLING3 | 8575 WEST 110TH STREET OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $335 | — | $335 | 2.59% |
| MARILYN B BOWLING3 | 19204 WEST 102ND STREET LENEXA, KS 66220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $230 | $75 | $305 | 2.35% |
| RON BOWLING3 | 8575 WEST 110TH STREET OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $233 | $62 | $295 | 2.28% |
| TAMARA ANN BUSCHER3 | 1318 SOUTH WINTERBROOK OLATHE, KS 66062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $222 | $19 | $241 | 1.86% |
| MARY DAUGHERTY3 | 7108 WEST CHERMONT CIRCLE KNOXVILLE, TN 37918 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $72 | $22 | $94 | 0.73% |
| JAMES MOORE3 | 2007 SOUTHWEST MEYER BOULEVARD BLUE SPRINGS, MO 64015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $81 | — | $81 | 0.63% |
| LONNIE SCHULTZ3 | 12631 NEWTON STREET OVERLAND PARK, KS 66213 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | $4 | $65 | 0.50% |
| LELAND SCOTT BURKHART3 | 4828 MCCORMICK STREET LAWRENCE, KS 66047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $53 | $1 | $54 | 0.42% |
| BRIDGET ZUNIGA3 | 14608 WEST 62ND STREET SHAWNEE, KS 66216 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.29% |
| MAUREEN E CONRAN3 | 10209 LAMAR AVENUE OVERLAND PARK, KS 66207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.27% |
| PAMELA SWANSON ALLEN3 | 7736 WESTGATE DRIVE LENEXA, KS 66216 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.14% |
| JM TAMER & CO3 Filed as: JM TAMER & COMPANY | 6500 PAPERMILL DRIVE, SUITE 201 KNOXVILLE, TN 37922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $3 | $14 | 0.11% |
| THE STINGRAY GROUP INC3 Filed as: THE STINGRAY GROUP, INC. | 7324 RICHARDS DRIVE SHAWNEE, KS 66216 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.05% |
| CASSANDRA LONG3 | 8629 ALDEN STREET LENEXA, KS 66215 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $987 | — | $987 | 9.64% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS, LLC | 8575 WEST 110TH STREET, SUITE 210 OVERLAND PARK, KS 66210 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $256 | $256 | 2.50% |
| MCINNES GROUP, INC.3 | 3500 WEST 75TH STREET, SUITE 200 PRAIRIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $242 | — | $242 | 2.36% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $368 | — | $368 | 13.41% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS, LLC | 8575 WEST 110TH STREET, SUITE 210 OVERLAND PARK, KS 66210 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $76 | $76 | 2.77% |
| MCINNES GROUP, INC.3 | 3500 WEST 75TH STREET, SUITE 200 PRARIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $44 | — | $44 | 1.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 200 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC. | 169 | $140K |
| Vision | VISION SERVICE PLAN | 254 | $36K |
| Life insurance(5 contracts, 3 carriers) | COLONIAL LIFE & ACCIDETN INSURANCE COMPANY | 200 | $148K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 221 | $81K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 200 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 254 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.