| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN | — | DELTA DENTAL INSURANCE COMPANY | $28K | $0 | $28K | 6.66% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | — | DELTA DENTAL INSURANCE COMPANY | $14K | $0 | $14K | 3.34% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD | 2500 CUMBERLAND PARKWAY SUITE 400 ATLANTA, GA 30326 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $23K | $231 | $23K | 12.21% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP COORPORATE SERVICES NY LLC | 340 MADISON AVE FL 21 NEW YORK, NY 10173 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 2.91% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | KAISER FOUNDATION HEALTH PLAN INC | $2K | $0 | $2K | 1.12% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD | 950 EAST PACES FERRY RD NE STE. 2000 ATLANTA, GA 30326 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16K | $116 | $16K | 12.21% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP COORPORATE SERVICES NY LLC | 340 MADISON AVE FL 21 NEW YORK, NY 10173 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 2.88% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD | 950 EAST PACES FERRY RD NE STE. 2000 ATLANTA, GA 30326 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | $116 | $13K | 12.21% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP COORPORATE SERVICES NY LLC | 340 MADISON AVE FL 21 NEW YORK, NY 10173 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 2.90% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN | 950 EAST PACES FERRY RD NE STE. 2000 ATLANTA, GA 30326 | EYEMED VISION CARE | $3K | $0 | $3K | 4.99% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE 2OTH FLOOR NEW YORK, NY 10173 | EYEMED VISION CARE | $736 | $0 | $736 | 1.17% |
| GREER INSURANCE3 Filed as: GREER AGENCY | 200 CORPORATE CENTER DRIVE STOCKBRIDGE, GA 30281 | EYEMED VISION CARE | $1 | $0 | $1 | 0.00% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD | PO BOX 724137 ATLANTA, GA 31139 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $16 | $3K | 13.37% |
| ASSUREX3 | 175 SOUTH 3RD ST STE 800 COLUMBUS, OH 43215 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $14 | $14 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 614 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 43 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 668 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 20 | $140K |
| Dental | DELTA DENTAL INSURANCE COMPANY | 1,145 | $424K |
| Vision | EYEMED VISION CARE | 992 | $63K |
| Life insurance(3 contracts, 3 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 666 | $212K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 667 | $110K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 667 | $129K |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 667 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.