| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | UNKNOWN KANSAS CITY, MO 64108 | AETNA LIFE INSURANCE COMPANY | $0 | $114 | $114 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | TRUSTMARK INSURANCE COMPANY | $32K | $0 | $32K | 8.58% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 3001 WESTOWN PARKWAY WEST DES MOINES, IA 50266 | TRUSTMARK INSURANCE COMPANY | $17K | $0 | $17K | 4.61% |
| DAVID W WIGGINS3 Filed as: DAVID W. WIGGINS | 3400 EASTVALE FAIRWAY, KS 66205 | TRUSTMARK INSURANCE COMPANY | $11K | $0 | $11K | 3.05% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2345 GRAND BOULEVARD SUITE 400 KANSAS CITY, MO 64108 | HYATT LEGAL PLANS | $5K | $120 | $5K | 10.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | 101 LARKSPUR LANDING CIRCLE SUITE 120 LARKSPUR, CA 94939 | HYATT LEGAL PLANS | $0 | $417 | $417 | 0.85% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO PIERCE PLACE 14TH FLORR ITASCA, IL 60143 | HYATT LEGAL PLANS | $0 | $184 | $184 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,162 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AETNA LIFE INSURANCE COMPANY | 4,162 | $2.6M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 4,162 | $2.6M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 4,162 | $2.6M |
| Other(3 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 3,788 | $538K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,162 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.