| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP | 1200 MAIN STREET SUITE 2310 KANSAS CITY, MO 64105 | BLUECROSS BLUESHIELD OF KANSAS CITY | $55K | $21K | $76K | 1.98% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | BLUECROSS BLUESHIELD OF KANSAS CITY | $18K | $6K | $24K | 0.62% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KC | P O BOX 410249 KANSAS CITY, MO 64141 | STANDAND INSURANCE COMPANY | $1K | $2K | $3K | 2.59% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | STANDAND INSURANCE COMPANY | $881 | $0 | $881 | 0.74% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP LLC | 80 S 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | $0 | $1K | $1K | 3.44% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY | P O BOX 410249 KANSAS CITY, MO 64141 | STANDARD INSURANCE COMPANY | $1K | $0 | $1K | 3.31% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | STANDARD INSURANCE COMPANY | $660 | $0 | $660 | 1.69% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KC | P O BOX 410249 KANSAS CITY, MO 64141 | STANDAND INSURANCE COMPANY | $1K | $316 | $1K | 4.43% |
| HAYS COMPANIES, INC.3 Filed as: HAY BENEFITS GROUP LLC | 80 S 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | STANDAND INSURANCE COMPANY | $0 | $574 | $574 | 1.85% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | STANDAND INSURANCE COMPANY | $487 | $0 | $487 | 1.57% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KC | P O BOX 410249 KANSAS CITY, MO 64141 | STANDAND INSURANCE COMPANY | $884 | $330 | $1K | 4.52% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP LLC | 80 S 8TH STREET SUITE 700 MINNEAPOLIS, MN 69019 | STANDAND INSURANCE COMPANY | $0 | $600 | $600 | 2.23% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | STANDAND INSURANCE COMPANY | $458 | $0 | $458 | 1.71% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KC | P O BOX 410249 KANSAS CITY, MO 64141 | STANDAND INSURANCE COMPANY | $114 | $298 | $412 | 4.03% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | STANDAND INSURANCE COMPANY | $76 | $0 | $76 | 0.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF KANSAS CITY | 183 | $3.8M |
| Dental | STANDAND INSURANCE COMPANY | 188 | $119K |
| Vision | STANDAND INSURANCE COMPANY | 188 | $10K |
| Life insurance | STANDARD INSURANCE COMPANY | 188 | $39K |
| Short-term disability | STANDAND INSURANCE COMPANY | 188 | $31K |
| Long-term disability | STANDAND INSURANCE COMPANY | 188 | $27K |
| Prescription drug | BLUECROSS BLUESHIELD OF KANSAS CITY | 183 | $3.8M |
| Other | STANDARD INSURANCE COMPANY | 188 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.