| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $40K | $0 | $40K | 0.75% |
| HOLMES MURPHY & ASSOCIATES3 | PO BOX 441 DES MOINES, IA 50302 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $13K | $26K | $39K | 2.18% |
| PROPEL INSURANCE3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | RELIASTAR LIFE INSURANCE COMPANY | $63K | $0 | $63K | 15.98% |
| JENNINGS INSURANCE SERVICES3 | 618 EAST SOUTH STREET, SUITE 500 ORLANDO, FL 32801 | RELIASTAR LIFE INSURANCE COMPANY | $29K | $0 | $29K | 7.37% |
| AVANT SPECIALTY BENEFITS LLC3 | 1828 WALNUT STREET, SUITE 701 KANSAS CITY, MO 64108 | RELIASTAR LIFE INSURANCE COMPANY | $11K | $0 | $11K | 2.83% |
| AVANT SPECIALTY BENEFITS LLC3 | 1828 WALNUT STREET, SUITE 701 KANSAS CITY, MO 64108 | COMBINED INSURANCE | $6K | $0 | $6K | 13.99% |
| JENNINGS INSURANCE SERVICES3 Filed as: JENNINGS INSURANCE AGENCY | 618 EAST SOUTH STREET, SUITE 500 ORLANDO, FL 32801 | COMBINED INSURANCE | $744 | $0 | $744 | 1.80% |
| PROPEL INSURANCE3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | COMBINED INSURANCE | $319 | $0 | $319 | 0.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,296 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,296 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 1,193 | $7.1M |
| Vision | VISION SERVICE PLAN | 572 | $65K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 1,513 | $391K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 1,513 | $391K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 1,513 | $391K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 1,193 | $7.1M |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,513 | $433K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,513 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.