| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD, SUITE 100 LEAWOOD, KS 66211 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $51K | — | $51K | 3.92% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD, SUITE 100 LEAWOOD, KS 66211 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 20.00% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD, SUITE 100 LEAWOOD, KS 66211 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 14.66% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD, SUITE 100 LEAWOOD, KS 66211 | SURENCY LIFE AND HEALTH | $1K | — | $1K | 10.00% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD, SUITE 100 LEAWOOD, KS 66211 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $982 | — | $982 | 16.00% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD, SUITE 100 LEAWOOD, KS 66211 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $412 | — | $412 | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 223 | $1.3M |
| Dental | BLUE CROSS AND BLUE SHIELD OF KANSAS | 223 | $1.3M |
| Vision | SURENCY LIFE AND HEALTH | 82 | $15K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 131 | $51K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 131 | $26K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 223 | $1.3M |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 138 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 223 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.