| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | 245 N WACO ST, SUITE 402 WICHITA, KS 67202 | UNUM LIFE INSURANCE CO OF AMERICA | $8K | $2K | $9K | 4.46% |
| USI INSURANCE SERVICES LLC3 | 245 N WACO ST, SUITE 402 WICHITA, KS 67202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $595 | $12K | 15.76% |
| GAIL A COE3 | 4600 N FARMSTEAD BEL AIRE, KS 67220 | CONTINENTAL AMERICAN INS CO | $4K | — | $4K | 6.08% |
| CALEB GILMOUR3 | 515 S MAIN, SUITE 501 WICHITA, KS 67002 | CONTINENTAL AMERICAN INS CO | $455 | — | $455 | 0.76% |
| JUSTIN C CARSON3 | 7701 E KELLOGG, SUITE 680 WICHITA, KS 67207 | CONTINENTAL AMERICAN INS CO | $413 | — | $413 | 0.69% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67045 | CONTINENTAL AMERICAN INS CO | $268 | — | $268 | 0.45% |
| BRANDON M UNREIN3 | 15275 SW INDIANOLA RD AUGUSTA, KS 67010 | CONTINENTAL AMERICAN INS CO | $180 | — | $180 | 0.30% |
| USI INSURANCE SERVICES LLC3 | 245 N WACO ST, SUITE 412 WICHITA, KS 67202 | CONTINENTAL AMERICAN INS CO | $169 | — | $169 | 0.28% |
| KATHY A WIEDEMANN3 | 229 E WILLIAM, #501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INS CO | $144 | — | $144 | 0.24% |
| KEVIN D INGWERSON3 | 208 S PUTTER DR ANDOVER, KS 67002 | CONTINENTAL AMERICAN INS CO | $111 | — | $111 | 0.19% |
| JACQUELINE L KENNEDY3 | 151 S WESTFIELD WICHITA, KS 67209 | CONTINENTAL AMERICAN INS CO | $95 | — | $95 | 0.16% |
| SCOTT D SWIMMER3 | 4553 W 138TH TERR LEAWOOD, KS 66224 | CONTINENTAL AMERICAN INS CO | $55 | — | $55 | 0.09% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH H DR LAWRANCE, KS 66049 | CONTINENTAL AMERICAN INS CO | $49 | — | $49 | 0.08% |
| NATHAN L HARRISON3 | 16024 MANCHESTER ROAD, STE 111 ELLISSVILLE, MO 63011 | CONTINENTAL AMERICAN INS CO | $38 | — | $38 | 0.06% |
| HOLLY A. TIMMERMEYER3 Filed as: HOLLY A COE | 4164 DANBURRY ST BEL AIRE, KS 67220 | CONTINENTAL AMERICAN INS CO | $18 | — | $18 | 0.03% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR, STE 102 WICHITA, KS 67209 | CONTINENTAL AMERICAN INS CO | $9 | — | $9 | 0.02% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LANE HAYS, KS 67601 | CONTINENTAL AMERICAN INS CO | $8 | — | $8 | 0.01% |
| MICHAEL PLETT3 | 1616 AVENUE H ELLSWORTH, KS 67439 | CONTINENTAL AMERICAN INS CO | $7 | — | $7 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: SAMUEL GREG BROWN | 4008 N BLUESTEM ST MAIZE, KS 67101 | CONTINENTAL AMERICAN INS CO | $6 | — | $6 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER T HIPP | 718 MAIN. SUITE 205 HAYS, KS 67601 | CONTINENTAL AMERICAN INS CO | $6 | — | $6 | 0.01% |
| JOHN A BACON3 | 11630 W 158TH TERRACE OAKLAND PARK, KS 66221 | CONTINENTAL AMERICAN INS CO | $4 | — | $4 | 0.01% |
| USI INSURANCE SERVICES LLC4 Filed as: USI MIDWEST LLC - WICHITA | PO BOX 62889 VIRGINIA BEACH, VA 23466 | EYEMED VISION CARE | $5K | — | $5K | 9.98% |
| USI INSURANCE SERVICES LLC | 245 N WACO ST, SUITE 412 WICHITA, KS 67202 | MEDICAL AIR SERVICES ASSOCIATION, INC | $2K | — | $2K | 11.98% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 | Insurance services; Claims processing Service code 12 | 300 CORPORATE PARKWAY AMHERST, NY 14226 | $290K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 641 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 641 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 491 | $35K |
| Vision | EYEMED VISION CARE | 890 | $46K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE CO OF AMERICA | 641 | $288K |
| Long-term disability | UNUM LIFE INSURANCE CO OF AMERICA | 641 | $209K |
| Other(4 contracts, 4 carriers) | UNUM LIFE INSURANCE CO OF AMERICA | 641 | $362K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 890 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.