| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | AETNA LIFE INSURANCE COMPANY | $21K | — | $21K | 2.73% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN STREET GREENVILLE, SC 29601 | BCS INSURANCE COMPANY | $66K | — | $66K | 16.00% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS | 17 TECHNOLOGY CIRCLE COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $60K | $60K | 14.50% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | BCS INSURANCE COMPANY | $12K | — | $12K | 3.00% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN STREET GREENVILLE, SC 29601 | BCS INSURANCE COMPANY | $30K | — | $30K | 20.00% |
| PLANNED ADMINISTRATORS, INC.5 | 17 TECHNOLOGY CIRCLE COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $21K | $21K | 14.50% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | BCS INSURANCE COMPANY | $4K | — | $4K | 3.00% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN STREET GREENVILLE, SC 29601 | BCS INSURANCE COMPANY | $10K | — | $10K | 20.00% |
| PLANNED ADMINISTRATORS, INC.5 | 17 TECHNOLOGY CIRCLE COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $7K | $7K | 14.50% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | BCS INSURANCE COMPANY | $1K | — | $1K | 3.00% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | DELTA DENTAL OF KANSAS, INC. | $2K | — | $2K | 3.83% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 14.24% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN STREET GREENVILLE, SC 29601 | 4 EVER LIFE INSURANCE COMPANY | $7K | — | $7K | 20.00% |
| PLANNED ADMINISTRATORS, INC.5 | 17 TECHNOLOGY CIRCLE COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $5K | $5K | 14.50% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | 4 EVER LIFE INSURANCE COMPANY | $1K | — | $1K | 3.00% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN STREET GREENVILLE, SC 29601 | 4 EVER LIFE INSURANCE COMPANY | $2K | — | $2K | 20.00% |
| PLANNED ADMINISTRATORS, INC.5 | 17 TECHNOLOGY CIRCLE COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $1K | $1K | 14.50% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | 4 EVER LIFE INSURANCE COMPANY | $260 | — | $260 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 682 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 682 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 531 | $1.2M |
| Dental(2 contracts, 2 carriers) | BCS INSURANCE COMPANY | 682 | $192K |
| Vision(2 contracts, 2 carriers) | BCS INSURANCE COMPANY | 527 | $92K |
| Life insurance(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 387 | $51K |
| Short-term disability(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 221 | $76K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 114 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 682 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.