| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARTHA P BUESS3 | 2948 E RAY AVE SALINA, KS 67401 | AFLAC | $2K | $91 | $3K | 0.16% |
| LENETTA DENT3 | PO BOX 423 WILSON, KS 67490 | AFLAC | $900 | — | $900 | 0.06% |
| JODY HIPP3 Filed as: JODY K HIPP | PO BOX 1587 HAYS, KS 67601 | AFLAC | $635 | — | $635 | 0.04% |
| STACIE JUENEMANN3 Filed as: STACIE L JUENEMANN | 2630 FARM BUREAU RD STE B MANHATTAN, KS 66502 | AFLAC | $499 | — | $499 | 0.03% |
| TAMMY L LOCKHART3 | 1004 N 4TH ST LINCOLN, KS 67455 | AFLAC | $488 | — | $488 | 0.03% |
| NICOLE M MCKINNEY3 | 613 STADEL RD MANHATTAN, KS 66502 | AFLAC | $402 | $17 | $419 | 0.03% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $362 | — | $362 | 0.02% |
| DAVID J WINDHOLZ3 | PO BOX 1225 HAYS, KS 67601 | AFLAC | $217 | — | $217 | 0.01% |
| ROBERT BURNS FAUGHT JR3 | 3615 SW 29TH ST STE 204 TOPEKA, KS 66614 | AFLAC | $97 | — | $97 | 0.01% |
| JORDAN J SHARP3 | 1473 TOULON AVE HAYS, KS 67601 | AFLAC | $78 | — | $78 | 0.00% |
| VONDA OLDHAM CAPO3 Filed as: VONDA OLDHAM MCFARLAND | 1617 ORCHARD LN HIDEAWAY, TX 75771 | AFLAC | $78 | — | $78 | 0.00% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KS 66053 | AFLAC | $72 | — | $72 | 0.00% |
| NATHAN L HARRISON3 | 5301 E VISTA RICA ST PARADISE VALLEY, AZ 85253 | AFLAC | $68 | — | $68 | 0.00% |
| GERALD L SCHUMACHER3 | 5560 N STRECKFUS TRL SALINA, KS 67401 | AFLAC | $46 | — | $46 | 0.00% |
| ANTHONY ELDEE CONNER3 | 1001 ONE HALF STREET PHILLIPSBURG, KS 67661 | AFLAC | $46 | — | $46 | 0.00% |
| SHAWN D SCHWARZ3 | 1010 DOWNING AVE STE 20 HAYS, KS 67601 | AFLAC | $32 | — | $32 | 0.00% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $26 | — | $26 | 0.00% |
| JAMES C FLETCHER3 | 131 N SANTA FE AVE STE 140 SALINA, KS 67401 | AFLAC | $25 | — | $25 | 0.00% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $17 | — | $17 | 0.00% |
| JON R OVERACRE3 | 1300 NE HILLTOP DR BLUE SPRINGS, MO 64014 | AFLAC | $17 | — | $17 | 0.00% |
| RANDY WEBER3 | 2010 MAIN STREET TER HAYS, KS 67601 | AFLAC | $15 | — | $15 | 0.00% |
| GWEN AYLWARD3 Filed as: GWEN A AYLWARD | 2777 LANDMARK DR LONGFORD, KS 67458 | AFLAC | $12 | — | $12 | 0.00% |
| TERRY S DECKER3 | 123401 EW 6 RD TURPIN, OK 73950 | AFLAC | $6 | — | $6 | 0.00% |
| MICHELE PFANNENSTIEL3 | 1704 JUDITH DR HAYS, KS 67601 | AFLAC | $5 | — | $5 | 0.00% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $4 | — | $4 | 0.00% |
| LYNN E MOLLER3 | 4527 ENGLISH HOLLY DR FAIRFAX, VA 22030 | AFLAC | $3 | — | $3 | 0.00% |
| CHERYL MAUS3 Filed as: CHERYL ANN MAUS | PO BOX 236 LEBANON, KS 66952 | AFLAC | $2 | — | $2 | 0.00% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $1 | — | $1 | 0.00% |
| SUE C TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $1 | — | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2345 GRAND BLVD STE 400 KANSAS CITY, MO 64108 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | NATIONAL INCENTIVE 736 S STONE AVE LA GRANGE, IL 60525 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $760 | $760 | 2.84% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2345 GRAND BLVD STE 400 KANSAS CITY, MO 64108 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | NATIONAL INCENTIVE 736 S STONE AVE LA GRANGE, IL 60525 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $492 | $492 | 2.84% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2345 GRAND BLVD STE 400 KANSAS CITY, MO 64108 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | NATIONAL INCENTIVE 736 S STONE AVE LA GRANGE, IL 60525 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $393 | $393 | 2.77% |
| JOHN L. WOOD3 Filed as: JOHN WOOD | PO BOX 3408 SALINA, KS 67402 | HARTFORD LIFE AND ACCIDENT | $313 | — | $313 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 93 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 93 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 96 | $32K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 96 | $27K |
| Other(3 contracts, 3 carriers) | AFLAC | 125 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.