| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: GBS/HUB INTERNATIONAL MIDWEST | 7331 WEST 3RD STREET NORTH SUITE 100 WICHITA, KS 67205 | DELTA DENTAL OF KANSAS, INC. | $3K | — | $3K | 3.24% |
| TODD NEAVES3 | 211 N ROBINSON STE 700 OKLAHOMA CITY, OK 73102 | KANSAS CITY LIFE INSURANCE COMPANY | $8K | — | $8K | 13.73% |
| KYLIE HURTIG3 | 8110 E 32ND ST N STE 100 WITCHITA, KS 67226 | KANSAS CITY LIFE INSURANCE COMPANY | $214 | — | $214 | 0.39% |
| SAMUEL A MCFALL3 | 609 NORTH BROADWAY WICHITA, KS 67214 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $146 | $1K | 12.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 7331 W 33RD ST N WICHITA, KS 67205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $452 | $3 | $455 | 3.87% |
| THOMAS A BRYON3 | PO BOX 2628 SHAWNEE MISSION, KS 66201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $172 | — | $172 | 1.46% |
| WILLIAM L COEN JR3 | 9811 W CORNELISON ST WICHITA, KS 67212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $100 | $1 | $101 | 0.86% |
| RON BOWLING3 | 8575 W 110TH ST OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 0.39% |
| RODNEY G STORCK3 | 609 NORTH BROADWAY WICHITA, KS 67214 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $1 | $10 | 0.09% |
| KYLIE HURTIG3 | 8110 E 32ND ST N STE 100 WITCHITA, KS 67226 | KANSAS CITY LIFE INSURANCE COMPANY | $424 | — | $424 | 14.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC. | 115 | $94K |
| Vision | VISION SERVICE PLAN | 79 | $22K |
| Life insurance | KANSAS CITY LIFE INSURANCE COMPANY | 140 | $55K |
| Short-term disability | KANSAS CITY LIFE INSURANCE COMPANY | 140 | $55K |
| Long-term disability | KANSAS CITY LIFE INSURANCE COMPANY | 140 | $55K |
| Other(3 contracts, 2 carriers) | KANSAS CITY LIFE INSURANCE COMPANY | 140 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.