| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SRA INSURANCE AGENCY LLC3 Filed as: SRA INSURANCE AGENCY | 5201 JOHNSON DR STE 500 MISSION, KS 66205 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $30K | — | $30K | 3.99% |
| SR&A BENEFITS COMPANY LLC3 Filed as: SR & A BENEFITS CO. LLC | 5201 JOHNSON DRIVE SUITE 415 MISSION, KS 66205 | COVENTRY HEALTH AND LIFE | $19K | — | $19K | 2.97% |
| SR&A BENEFITS COMPANY LLC3 Filed as: SR & A BENEFITS CO. LLC | 5201 JOHNSON DRIVE SUITE 415 MISSION, KS 66205 | COVENTRY HEALTH CARE OF KANSAS, INC. | $11K | — | $11K | 2.98% |
| SRA INSURANCE AGENCY LLC3 | 5201 JOHNSON DR STE 500 MISSION, KS 66205 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 2.38% |
| ECK INC3 Filed as: ECK AGENCY | PO BOX 377 ATTICA, KS 67009 | CENTRAL UNITED LIFE INSURANCE COMPANY | $32K | — | $32K | 29.23% |
| LOUIS BARBER3 | 8592 CORDES CIRCLE GERMANTOWN, TN 38139 | CENTRAL UNITED LIFE INSURANCE COMPANY | $5K | — | $5K | 4.51% |
| WILDWOOD INSURANCE3 Filed as: WILDWOOD INSURANCE SERVICES | 2474 TAYLOR ROAD WILDWOOD, MO 63040 | CENTRAL UNITED LIFE INSURANCE COMPANY | $224 | — | $224 | 0.20% |
| SRA INSURANCE AGENCY LLC3 | 5201 JOHNSON DR STE 500 MISSION, KS 66205 | VISION SERVICE PLAN | $2K | — | $2K | 4.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 320 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 320 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 696 | $1.9M |
| Dental(2 contracts) | DELTA DENTAL OF KANSAS, INC. | 294 | $154K |
| Vision | VISION SERVICE PLAN | 248 | $45K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 696 | $752K |
| Other | CENTRAL UNITED LIFE INSURANCE COMPANY | 264 | $110K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 696 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.