| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | HCC LIFE INSURANCE COMPANY | $20K | — | $20K | 3.73% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON GA - NORTHWEST | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | HCC LIFE INSURANCE COMPANY | $7K | — | $7K | 1.27% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | SURENCY LIFE AND HEALTH | $8K | — | $8K | 9.94% |
| GAIL A COE3 | 4600 N FARMSTEAD BEL AIRE, KS 67220 | CONTINENTAL AMERICAN INSURANCE COMPANY | $761 | — | $761 | 3.35% |
| SAIDA K SOSA3 | 4511 SOUTH FLORA COURT WICHITA, KS 67215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $542 | — | $542 | 2.39% |
| JUSTIN C CARSON3 | 7701 E KELLOGG SUITE 680 WICHITA, KS 67207 | CONTINENTAL AMERICAN INSURANCE COMPANY | $507 | — | $507 | 2.24% |
| KATHY A WIEDEMANN3 | 229 E WILLIAM STE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $236 | — | $236 | 1.04% |
| CALEB GILMOUR3 | 515 S MAIN SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $178 | — | $178 | 0.78% |
| JACQUELINE L KENNEDY3 | 151 S WESTFIELD WICHITA, KS 67209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $164 | — | $164 | 0.72% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67045 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88 | — | $88 | 0.39% |
| NICOLE E ROONEY3 | PO BOX 694 GODDARD, KS 67052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81 | — | $81 | 0.36% |
| KEVIN D INGWERSON3 | 208 S PUTTER DR ANDOVER, KS 67002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.26% |
| NATHAN L HARRISON3 | 16024 MANCHESTER ROAD SUITE 111 ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | — | $54 | 0.24% |
| BRIAN M LEITZEL3 Filed as: BRIAN LEITZEL | 7920 W KELLOGG DR SUITE 102 WICHITA, KS 67209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.18% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LANE HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.14% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.13% |
| JOHN A BACON3 | 11630 W 158TH TERRACE OAKLAND PARK, KS 66221 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.07% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER T HIPP | 718 MAIN SUITE 205 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.04% |
| JOHN G CATE3 | 4246 N SWEET BAY ST WICHITA, KS 67226 | AFLAC | $642 | — | $642 | 3.39% |
| LARRY BARR3 Filed as: LARRY J BARR | 6950 KENTFORD CIRCLE WICHITA, KS 67226 | AFLAC | $527 | — | $527 | 2.78% |
| GAIL A COE3 | 4600 N FARMSTEAD CT BEL AIRE, KS 67220 | AFLAC | $467 | — | $467 | 2.47% |
| SAMUEL A MCFALL3 | 609 NORTH BROADWAY AVE SUITE 200 WICHITA, KS 67214 | AFLAC | $284 | — | $284 | 1.50% |
| HOLLY A. TIMMERMEYER3 Filed as: HOLLY A TIMMERMEYER | 4164 DANBURY ST BEL AIRE, KS 67220 | AFLAC | $140 | — | $140 | 0.74% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KS 66053 | AFLAC | $94 | — | $94 | 0.50% |
| SCOTT D SWIMMER3 | 4553 WEST 138TH TERRACE LEAWOOD, KS 66224 | AFLAC | $74 | — | $74 | 0.39% |
| MICHAEL PLETT3 Filed as: MICHAEL W PLETT | 1616 AVENUE H ELLSWORTH, KS 67439 | AFLAC | $64 | — | $64 | 0.34% |
| WILLIAM O CORNELL3 | 121 LIME RD NE LAKE PLACID, FL 33852 | AFLAC | $58 | — | $58 | 0.31% |
| ROMEO VEGA INSURANCE INC3 Filed as: ROMEO VEGA | 5567 STATE HWY U ROGERSVILLE, MO 65742 | AFLAC | $48 | — | $48 | 0.25% |
| GARY WAYNE WILLINGHAM3 | 6033 STRAFFORD OAKS DRIVE SEBRING, FL 33875 | AFLAC | $44 | — | $44 | 0.23% |
| NATHAN L HARRISON3 | 5301 E VISTA RICA ST PARADISE VALLEY, AZ 85253 | AFLAC | $35 | — | $35 | 0.18% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $33 | — | $33 | 0.17% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 11218 JOHN GALT BLVD STE 101 OMAHA, NE 68137 | AFLAC | $31 | — | $31 | 0.16% |
| DEBORAH JOHNSON3 Filed as: DEBORAH A JOHNSON | 441915 E HIGHWAY 60 VINITA, OK 74301 | AFLAC | $28 | — | $28 | 0.15% |
| JANE M MCNEFF3 | 12800 S MUSTANG RD MUSTANG, OK 73064 | AFLAC | $26 | — | $26 | 0.14% |
| DAVID M COUGHLIN3 Filed as: DAVID COUGHLIN | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $22 | — | $22 | 0.12% |
| CURTIS R HARRIS3 | 2921 AIRLINE RD APT 414 CORPUS CHRISTI, TX 78414 | AFLAC | $10 | — | $10 | 0.05% |
| OWENMYRTLE INC3 | 317 STOCKADE ST LAWRENCE, KS 66049 | AFLAC | $10 | — | $10 | 0.05% |
| STEPHEN W SIMPSON3 | 540 CELTIC CT EDMOND, OK 73025 | AFLAC | $8 | — | $8 | 0.04% |
| DEWAYNE GOLDWYN SIMPSON3 Filed as: DEWAYNE GOLWYN SIMPSON | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $7 | — | $7 | 0.04% |
| USI INSURANCE SERVICES LLC3 | 245 N WACO ST STE 412 WICHITA, KS 67202 | AFLAC | $6 | — | $6 | 0.03% |
| LYNN E MOLLER3 | 4527 ENGLISH HOLLY DR FAIRFAX, VA 22030 | AFLAC | $5 | — | $5 | 0.03% |
| TERRY S DECKER3 | 123401 EW 6 RD TURPIN, OK 73950 | AFLAC | $4 | — | $4 | 0.02% |
| LESTER RAY BLACKSHEAR3 | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $4 | — | $4 | 0.02% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $3 | — | $3 | 0.02% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $3 | — | $3 | 0.02% |
| JONI S WOBORNY BUNKER3 | 4601 LICHEN LN MANHATTAN, KS 66503 | AFLAC | $2 | — | $2 | 0.01% |
| JOHN C MAGNUSON3 | 507 S CORONADO AVE LINDSBORG, KS 67456 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $1 | — | $1 | 0.01% |
| SUE C TUCKER3 | — | AFLAC | $1 | — | $1 | 0.01% |
| JON KRAATZ3 Filed as: JON C KRAATZ | 118 SABINE ST PORTLAND, TX 78374 | AFLAC | $1 | — | $1 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $337K |
| EMPLOYEE BENEFITS CORPORATION EIN 39-2044064 FLEXIBLE SPENDING ADMIN | Contract Administrator; Claims processing Service code 12 | — | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 853 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 853 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC. | 720 | $0 |
| Vision | SURENCY LIFE AND HEALTH | 503 | $78K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | TOKIO MARINE | 703 | $1.1M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 98 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 720 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.